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Personal Loans

 

Zopa Personal Loan - Compare & Apply Online

Apply for the Zopa personal loan online for an instant decision.

Zopa loans best buy table

CompanyBorrowing RangeTypical APRRepayment TermDebt ConsolidationOnline DecisionGo
Zopa A-Rated Personal Loan £1000 » £1499
£1000 » £1499
£1500 » £1999
£1500 » £1999
£2000 » £2499
£2000 » £2499
£2500 » £2999
£2500 » £2999
£3000 » £3499
£3000 » £3499
14.1% (FIXED)
12.6% (FIXED)
12.1% (FIXED)
11.6% (FIXED)
11.1% (FIXED)
11.1% (FIXED)
10.6% (FIXED)
10.9% (FIXED)
10.2% (FIXED)
10.7% (FIXED)
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
Zopa B-Rated Personal Loan £1000 » £1499
£1000 » £1499
£1500 » £1999
£1500 » £1999
£2000 » £2499
£2000 » £2499
£2500 » £2999
£2500 » £2999
£3000 » £3499
£3000 » £3499
15.4% (FIXED)
13.7% (FIXED)
13.3% (FIXED)
12.5% (FIXED)
12.3% (FIXED)
12.0% (FIXED)
11.7% (FIXED)
11.8% (FIXED)
11.3% (FIXED)
11.6% (FIXED)
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
Young (20-25) £1000 » £1499
£1000 » £1499
£1500 » £1999
£1500 » £1999
£2000 » £2499
£2000 » £2499
£2500 » £2999
£2500 » £2999
£3000 » £3499
£3000 » £3499
18.0% (FIXED)
16.1% (FIXED)
15.8% (FIXED)
14.7% (FIXED)
14.7% (FIXED)
14.1% (FIXED)
14.0% (FIXED)
13.7% (FIXED)
13.6% (FIXED)
13.4% (FIXED)
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
Zopa C-Rated Personal Loan £1000 » £1499
£1000 » £1499
£1500 » £1999
£1500 » £1999
£2000 » £2499
£2000 » £2499
£2500 » £2999
£2500 » £2999
£3000 » £3499
£3000 » £3499
17.7% (FIXED)
15.7% (FIXED)
15.4% (FIXED)
14.5% (FIXED)
14.3% (FIXED)
13.9% (FIXED)
13.7% (FIXED)
13.5% (FIXED)
13.2% (FIXED)
13.3% (FIXED)
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
Zopa A Star Personal Loan £1000 » £1499
£1000 » £1499
£1500 » £1999
£1500 » £1999
£2000 » £2499
£2000 » £2499
£2500 » £2999
£2500 » £2999
£3000 » £3499
£3000 » £3499
12.5% (FIXED)
12.4% (FIXED)
10.7% (FIXED)
11.3% (FIXED)
9.9% (FIXED)
10.8% (FIXED)
9.4% (FIXED)
10.5% (FIXED)
9.1% (FIXED)
10.3% (FIXED)
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months
36 » 36 months
60 » 60 months

Most popular loan searches:



Unsecured Loans - click here for your personalised loan calculation

Example: £5000 loan repaid over 3 years

CompanyTypical APRMonthly RepaymentTotal RepaymentDebt ConsolidationOnline DecisionGo
Moneyback Bank Personal Loan8.4%£157.61£5673.82
Alliance & Leicester Personal Loan (Exclusive)8.8%£158.53£5707.21
AA Personal Loan (Internet) (Non-Members)8.9%£158.77£5715.58
Lombard Direct (internet)8.9%£158.77£5715.58
Furness Personal Loan10.9%£163.46£5884.45

We search the whole of the UK unsecured loan market - data is updated on a daily basis

More Information about Zopa Loan :

Zopa is a borrowing and lending exchange – as a Zopa member, you can choose to be a borrower or a lender, or even both. If you take out a Zopa loan, you could be borrowing from a professional, pensioner, student or entrepreneur. Zopa is a well-regulated and secure way to borrow.

Zopa stands for ‘Zone of possible agreement’ and refers to the overlap between the lowest amount a lender is prepared to get for something and the highest amount the borrower is prepared to pay.

Zopa interest rates are agreed on by its lenders. You will pay a fee of 0.5% of the loan up front, and Zopa will perform a rigorous credit check. You cannot borrow from Zopa if you earn less than £25,000 a year, have any CCJs or lots of unsecured debts. You will also find it hard to get a Zopa loan if you’ve had trouble making bill payments in the past.

If you’re approved for a Zopa loan, the amount you borrow could be in your account within a few days. Zopa is completely online-based, and doesn’t charge a fee if you wish to repay the loan early.

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