Loan Providers

Zopa personal loans

Zopa is a borrowing and lending exchange where members can choose to be either lenders or borrowers. Zopa is a secure, regulated way to borrow money.

Take 2 minutes to complete our simple form, and tell us about the type of loan you are interested in.
Our loan experts will find loan deals tailored to your circumstances.
We will contact you with details of available loan deals.

Free loan quote
No obligation
Any purpose. any value loan.
No credit check at this stage

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Complete your details.

Step 2
Tell us more so we can find offers tailored to your needs.

Step 3
Our experts will help you find loan deals for your circumstances.

What our users think.

"Really helpful to have regular and up to date information on the best financial deals around. As a pensioner I have the time if not the money so I need to get the best that I can…"

Mr Robson, Midlands.

More information about Zopa loan:

Zopa is a borrowing and lending exchange – as a Zopa member, you can choose to be a borrower or a lender, or even both. If you take out a Zopa loan, you could be borrowing from a professional, pensioner, student or entrepreneur. Zopa is a well-regulated and secure way to borrow.

Zopa stands for ‘Zone of possible agreement’ and refers to the overlap between the lowest amount a lender is prepared to get for something and the highest amount the borrower is prepared to pay.

Zopa interest rates are agreed on by its lenders. You will pay a fee of 0.5% of the loan up front, and Zopa will perform a rigorous credit check. You cannot borrow from Zopa if you earn less than £25,000 a year, have any CCJs or lots of unsecured debts. You will also find it hard to get a Zopa loan if you’ve had trouble making bill payments in the past.

If you’re approved for a Zopa loan, the amount you borrow could be in your account within a few days. Zopa is completely online-based, and doesn’t charge a fee if you wish to repay the loan early.