Loans Calculator

• Take 2 minutes to complete our simple form, and tell us about the type of loan you are interested in.
• Our loan experts will find loan deals tailored to your circumstances.
• We will contact you with details of available loan deals.

Free loan quote No obligation Any purpose. any value loan. No credit check at this stage Step 1 Complete your details. Step 2 Tell us more so we can find offers tailored to your needs. Step 3 Our experts will help you find loan deals for your circumstances. What our users think. "Really helpful to have regular and up to date information on the best financial deals around. As a pensioner I have the time if not the money so I need to get the best that I can…" Mr Robson, Midlands.

Using the CreditChoices loan calculator

A loan calculator is a simple tool that helps you find the loan that fits your needs. If you’re borrowing money, the very fact that you’ll be paying interest is bad enough, but what if you’re paying more interest than you have to? And what if there’s a loan available that would give you all the extras and benefits you want, but you never find it?

This is what happens to most borrowers. They receive a leaflet through the post, or with their Sunday paper, advertising a loan that seems like an unmissable opportunity – it’s convenient, affordable and better than any other loan around (or so the marketing-speak would have you believe). But no lender is going to start by saying ‘actually, this is the third most expensive loan in the UK and we secretly laugh at anyone who applies for it’.

So how can you tell if that deal’s all it’s cracked up to be? Is there something better out there?

Why you should use a loan calculator?

Our loan calculator compares the loans available in the UK against each other, looking at their interest rates, extras and terms and conditions. It sets out all of the facts and figures you need to know, so you can make an informed choice by seeing which loans would suit you best. Some loans offer different interest rates according to how much you want to borrow, and our loan calculator will take this into account too.

Using the loan calculator

All you need to do to get all this information is to give us the details we need to perform a calculation: for instance, how much do you want to borrow? How long do you want to borrow it for? Our calculator will do the rest of the work, and you can apply for most loans easily online.

Our loan calculator can save you money and hassle, and you’re doing the whole of the UK a service by using it – the more people compare loans and make rational borrowing decisions, the more lenders will be forced to charge reasonable rates and not rely on clever marketing to pull in the punters.