Visa Credit cards

Visa credit cards

Package Name	% Typical APR	Balance Transfer	Balance Transfer Notes	Introductory Purchases Rate & Period	Reward Notes
Barclaycard Platinum	15.9%	0% for 15 months	2.90% transfer fee	0% for 3 months	Identity Protection Service
MBNA Platinum	16.9%	0% for 13 months	2.9% transfer fee	0% for 3 months	n/a
Egg Credit Card	16.9%	0% until May 2011	3% transfer fee	0% until June 2010	Cashback and discounts at selected retailers
MBNA Platinum Reward	16.9%	0% for 13 months	2.9% transfer fee	0% for 3 months	MBNA reward points
WWF Credit card	15.9%	0% for 12 months	3% handling fee	0% for 3 months	Contributions to WWF
Breakthrough Breast Cancer	15.9%	0% for 12 months	3% handling fee	0% for 3 months	25p contribution for every £100 spent
Capital One Classic Card	34.9%	n/a	n/a	n/a	Free identity theft service
Vanquis Visa card	39.9%	n/a	n/a	n/a	Repairs bad credit

What are Visa Credit Cards?

Visa are a debit and credit card issuing international conglomerate based in San Francisco, California. The company was founded by the Bank of America in 1958. Visa cards are accepted the world over.

What are the Benefits of a Visa Credit Card?

Visa credit cards offer the ‘Verified by Visa’ service to ensure online transactions are conducted with reduced risk to both the vendor and the customer. Visa have additionally introduced the ‘PayWave’ service, goods can be paid for by waving the card over a terminal without actual contact.

What else should I know about Visa Credit Cards?

The PayWave service only applies to transactions up to £10. Those over £10 will be subject to the usual PIN verification payment method.
Visas full range incorporates the Classic, Gold, Platinum, Infinite, Electron and Plus cards.
Electron cards require electronic authorisation at the point of sale and will often be refused by online vendors.

For more information on choosing the right card read our credit card guides.

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Visa Credit cards

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