Visa Credit Cards

Visa Credit cards

Visa credit cards

CompanyPackage Name% Typical APRBalance TransferBalance Transfer NotesIntroductory Purchases Rate & PeriodReward Notes 
Barclaycard Platinum

16.9%

0% for 16 months2.9% transfer fee0% for 3 monthsIdentity Protection Service
Egg Credit Card

17.9%

0% until November 20113% transfer fee0% until December 2010Cashback and discounts at selected retailers
MBNA Platinum Reward

16.9%

0% for 13 months2.9% transfer fee0% for 3 monthsMBNA reward points
Capital One Classic Card

34.9%

n/an/an/aFree identity theft service
Vanquis Visa card

39.9%

n/an/an/aRepairs bad credit

What are Visa Credit Cards?

Visa are a debit and credit card issuing international conglomerate based in San Francisco, California. The company was founded by the Bank of America in 1958. Visa cards are accepted the world over.

What are the Benefits of a Visa Credit Card?

Visa credit cards offer the ‘Verified by Visa’ service to ensure online transactions are conducted with reduced risk to both the vendor and the customer. Visa have additionally introduced the ‘PayWave’ service, goods can be paid for by waving the card over a terminal without actual contact.

What else should I know about Visa Credit Cards?

  • The PayWave service only applies to transactions up to £10. Those over £10 will be subject to the usual PIN verification payment method.
  • Visas full range incorporates the Classic, Gold, Platinum, Infinite, Electron and Plus cards.
  • Electron cards require electronic authorisation at the point of sale and will often be refused by online vendors.

For more information on choosing the right card read our credit card guides.

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