Vanquis Bank (www.vanquis.co.uk) is part of Provident Financial Plc, based in Bradford. The bank specialises in credit cards for people with little or no credit history, those who have had credit problems in the past, or people who cannot get a credit card for another reason (change of circumstances, low income, etc).
Vanquis provides customers with support and help with regard to spending, providing specialised customer service to cardholders with credit problems. Compare other adverse credit cards
The Vanquis credit card offers a free fraud monitoring service and online/telephone payment facilities. There is no annual fee for carrying a Vanquis card, and customers can get an additional card free.
The Abacus card offers credit to those with no credit history, poor credit or in difficult circumstances. It gives a manageable credit limit, and is available even to those who have had CCJs in the past.