Tesco Finance personal loan

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More information about the Tesco personal loan:

Tesco Personal Finance is part of the group that manages the supermarket chain, but it is a joint venture between Tesco plc and the Royal Bank of Scotland. The Tesco loan is not secured on your home, and the interest rate is fixed, allowing you to budget for the same repayment amount every month.

With a Tesco loan, you can borrow from £3,000 to £25,000 with no set-up fees, and transfer your debts from other loans and credit cards if you wish. You can also take a three-month repayment holiday at the start of the loan term, giving you a break from those crippling bills if you’re consolidating your debts.

Refinancing loans of over £15,000 are only available to homeowners, as are Tesco loans for home improvement purposes. If you’re not a homeowner, your loan term cannot be more than seven years, or five years if you’re borrowing under £15,000. If your request for a Tesco loan is approved, your loan documents should arrive within four days. Providing Tesco approves these documents, your funds should be in your bank account within three further days.