Compare Student credit cards

Student credit cards are designed with the needs of a student in mind. As a result, they offer such incentives as low minimum repayments and discount vouchers to spend in various retail outlets.

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	Capital One Classic Credit Card Great if you've never had a credit card before Credit limit increase after 4 months if account is managed responsibly Apply now and get a response in 60 seconds	More info

Student credit cards

Company	Package Name	Standard % APR (Variable)	Balance Transfer	Balance Transfer Notes	Introductory Purchases Rate & Period	Rewards (Y/N)	Reward Notes
	Capital One Classic Card	34.9%	n/a	n/a	n/a		Free identity theft service
	Vanquis Visa card	39.9%	n/a	n/a	n/a	n/a	n/a

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Related guides Read our latest credit card consumer guides. Explaining credit card terms and conditions Credit card fraud – A guide to protecting yourself 10 things you should know about taking out a credit card

Our expert says... Our finance expert gives his top tips when applying for credit cards. Always read the terms and conditions carefully before you apply for any credit card. Applying for multiple credit cards at the same time may negatively affect your credit rating.

What are Student Credit Cards?

Student credit cards are designed with the needs of a student in mind. As a result, they offer such incentives as low minimum repayments and discount vouchers to spend in various retail outlets.

What are the benefits of Student Credit Cards?

Student credit cards do not generally incur annual fees, and they often include such services as free SMS reminders around billing time. Barclaycard student credit card customers are eligible for discounts on the Argos student essentials range, and the Halifax student credit card entitles the holder to discounts from a number of major high street retailers.

What else should I know about Student Credit Cards?

• Most student credit cards charge a greater than average level of interest. In the long-term, it’s both cheaper and more convenient to use savings or a student loan to get you through the study years.
• Banks and credit card companies have a habit of targeting students who they see as financially naive. Prove them wrong by managing your budget and spending wisely.
• In 99.9% of cases, you need to be an existing customer of the bank that provides the student credit card in order to successfully apply for it. The exception to this rule is the Barclaycard student card, which is open to everyone.