Savings accounts guides

Our savings guides help you get the best returns on your hard earned cash.


Browse our full range of savings account guides

Best savings rates - Top 10 tips

Best savings rates - Top 10 tips

Looking for a great interest rate on your savings? Our top 10 tips will help you find the best deal...
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Savings – Getting into the habit

Want to get into the savings habit but don’t know how to start? We show you the best way to save, whatever your money personality...
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Beware of these savings account restrictions

Beware of these savings account restrictions

Choosing the right savings account can greatly improve the returns you receive, but you need to look at more than just the headline interest rate...
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Why are savings interest rates dropping and when will they go up?

Savers are suffering with pitiful interest rates that are ever diminishing. We look at why this is happening and when things might improve...
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Safe savings – Is my cash protected?

Safe savings – Is my cash protected?

When deciding where to put your savings, how do you know which banks are safe and where your money is protected?...
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Regular savings accounts

Regular savings accounts are offering some great interest rates at the moment, so what’s the catch?
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Understanding Inflation – A Consumers’ Guide

Understanding inflation – A consumers’ guide

What exactly does a rise in inflation mean, and how does it affect us as consumers? How is inflation calculated, and how can you avoid the rising costs? This guide will tell you everything you need to know about inflation...
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Icesave savings: Q&A

British customers who have savings with Icesave are being warned they will have to claim compensation from the Icelandic government and the FSCS to get their money back. We answer a few of your queries...
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National Savings and Investments

National Savings & Investments

Is the old standard still worth investing your money with? We look at the advantages and disadvantages of investing your cash in NS&I's products...
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Notice savings accounts

If you are lucky enough not to need access to your money straightaway, then a notice savings account could be the best account option for you...
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Instant Access Savings Accounts: An Introduction

Instant access savings accounts: An Introduction

Instant access savings accounts can be a great way get the most from your savings without losing fast access to them...
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ISAs vs savings accounts

When comparing the difference between an ISA and a normal savings account, an ISA offers you one crucial benefit: You don’t pay any tax on the interest that you earn...
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10 steps to a better savings account

10 steps to a better savings account

If you’re looking to open your first savings account, or want to switch to a more profitable one, there are a few things you should take into consideration before you sign on the dotted line...
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Super-size your savings

Savings accounts provide a safe place to keep your cash either for a rainy day or for that special something. Although savings accounts offer a lower rate of return than investing, they provide more security...
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Child Trust Funds

Child trust funds

If you want to help get your children started with an investment when they turn 18, then a child trust fund is an easy way to do so...
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ISAs- An introduction

It may only constitute three little letters, but the importance of an ISA as a tax free savings mechanism cannot be understated...
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Cash ISA Guide

Cash ISA guide

If you have savings and are not using a cash ISA, then you are almost certainly paying too much to the taxman...
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Share ISA guide

Do you find the topic of share ISAs confusing, convoluted and constantly complex? If you do, then it's CreditChoices to the rescue, with our comprehensive guide to the best share ISA funds...
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Switching cash ISAs

Switching cash ISAs

If you want to get the most from your savings then it’s likely you will have to transfer your ISA at some point. To do this it’s essential to follow the golden switching rule...
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Switching share ISAs

If It should be fairly straight forward to transfer your share ISA, but you’ve got to follow the rules to ensure your tax-free wrapper remains...
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Cash ISAs vs. Stocks and Shares ISAs

Cash ISAs vs. stocks and shares ISAs

What are the differences between cash and shares ISAs and how do I know which is right for me?
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ISAs: How the Budget 2009 changes affect you

ISAs: How the Budget 2009 changes affect you

Annual ISA allowances will be increased to over £10,000 as part of Chancellor Alistair Darling’s 2009 Budget – but when will you benefit?
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Last-minute ISA guide

Last-minute ISA guide

Haven’t sorted your ISA yet? You need to act fast! Our guide to applying at the last minute is here to help...
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Do you need guidance?

If there is a consumer guide that you would like us to publish, please e-mail us at news@creditchoices.co.uk