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SAINSBURY'S CREDIT CARD
Sainsbury’s Bank (www.sainsburysbank.co.uk) was launched in February 1997, and was the first supermarket-affiliated bank in the UK. It is a joint venture with Sainsbury’s and Halifax Bank of Scotland (HBOS), and has 1.5 million customers.
As well as the Sainsbury’s credit card, it offers loans, savings accounts, child trust funds, travel money and car, home, pet, life and travel insurance. Customers with savings accounts can make deposits in-store, benefiting from the supermarket’s extended opening hours.
Two Sainsbury’s credit cards are available: Standard and Platinum. Both offer online banking, optional payment protection, optional protection against the theft or loss of the card, and no annual fee or balance transfer fee. The Platinum card also gives customers emergency medical and legal assistance abroad. (Read our guide to Using your credit card abroad )
Sainsbury’s credit card holders receive regular booklets of money-off vouchers to use at the Sainsbury’s supermarket.
They can also take advantage of PrivacyGuard™, which will monitor their credit report, send credit alerts, and give access to advice from a ‘victim of fraud’ support team. PrivacyGuard™ also includes identity theft insurance protection. The fraud monitoring service means that Sainsbury’s Bank will alert you if there are any suspicious transactions on your card. Find out more about avoiding credit card fraud.
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