The RAC Personal Loan - Compare & Apply Online
Apply for The RAC personal loan online for an instant decision.
Unsecured Loans - click here for your personalised loan calculation
Example: £5000 loan repaid over 3 years | |
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A loan from the RAC can be used for practically any purpose – not just for buying a car. But if you happen to need it to buy a car, it comes with a free RAC Essentials Vehicle Examination, telling you whether the car you’re considering is roadworthy, structurally sound and without major accident damage.
RAC loans offer a fixed interest rate, enabling you to budget effectively. You can also take a three-month repayment holiday at the start of the loan term. It also comes with free RAC membership if you’re not already a member. RAC Loans apply an early settlement charge if you wish to repay the loan early.
Borrowers can apply for an RAC loan and be accepted on the same day. RAC also offers a courier service, so your cheque could be with you within 24 hours. This service costs and extra £45, plus £5 for a guaranteed delivery time slot. RAC car loans are not secured against the vehicle, so you will own the car as you make the purchase.
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