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Adverse Credit

Credit Cards for People With Adverse Credit

Pre-paid credit cards

CompanyPackage NameAccept CCJs & Bad CreditCredit CheckCard Type 
Post Office Travel Money CardVisa
Tesco Travel Money CardMastercard
The Sun Prepaid MastercardMastercard
Prepaid MastercardMastercard
Cash Plus Gold cardMastercard
The Extreme Cred CardMaestro
Virgin Pre Paid MastercardMastercard

What are Prepaid Credit Cards?

Prepaid credit cards offer the same functionality as standard credit cards, but it is required that they are topped up with funds before they’re used.

What are the Benefits of Prepaid Credit Cards?

If you don’t own a credit card but still wish to make online purchases, then a prepaid credit card could come to your rescue! Additionally, because the card is topped up before use, you can only spend what you can afford. Applicants for prepaid cards will not be subject to credit checks, and there is no interest to pay on outstanding balances.

What else should I know about Prepaid Credit Cards?


  • There are, somewhat predictably, no additional rewards or incentives to be gained by using a prepaid credit card.
  • You may be subject to a charge for opening a prepaid card account.
  • Additional charges may exist for such services as topping up your card, ATM withdrawal, account termination and annual fees.


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