Pre-paid credit card

Pre paid credit cards

Company	Package Name	Accept CCJs & Bad Credit	Credit Check	Card Type
	O2 Cash Manager - Pre Paid			Visa
	Post Office Travel Money Card			Visa
	Virgin Monthly Fee Prepaid Mastercard			Mastercard

What are Prepaid Credit Cards?

Prepaid credit cards offer the same functionality as standard credit cards, but it is required that they are topped up with funds before they’re used.

What are the Benefits of Prepaid Credit Cards?

If you don’t own a credit card but still wish to make online purchases, then a prepaid credit card could come to your rescue! Additionally, because the card is topped up before use, you can only spend what you can afford. Applicants for prepaid cards will not be subject to credit checks, and there is no interest to pay on outstanding balances.

What else should I know about Prepaid Credit Cards?

• There are, somewhat predictably, no additional rewards or incentives to be gained by using a prepaid credit card.
• You may be subject to a charge for opening a prepaid card account.
• Additional charges may exist for such services as topping up your card, ATM withdrawal, account termination and annual fees.

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