Credit Card Directory

Post Office credit card

The Post Office (www.postoffice.co.uk) is a wholly-owned subsidiary of Royal Mail Group Plc. Through a network of approximately 12,500 Post Office branches, it sells around 170 products and services, and the majority of transactions are for banking, leisure and postal services. It is the biggest provider of foreign currency in the UK, and sells over a million travel insurance policies a year.

Compare the Post Office with other UK credit cards

Compare Post Office credit cards

Post Office credit cards

Company	Standard % APR (Variable)	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Reward Notes
	16.9%	0% for 12 months	2.98% transfer fee	0% for 3 months	Further 0% transfers on 1st & 2nd anniversary

What does the Post Office offer:

The Post Office’s personal finance arm provides: travel insurance; foreign currency; travel money cards; car, home, van and lifestyle protection insurance; savings; investments; child trust funds; savings stamps; banking and business services; personal loans; money transfers; bill payments and the Post Office credit card.

With the Post Office credit card, customers can take advantage of an introductory interest-free deal on balance transfers and purchases, and 0% commission on purchases abroad. Read our guide on Using your credit card abroad

The Post Office credit card offers a standard APR for most transactions, and a lower one for big purchases. If a cardholder buys something or between £500 and £2000, they can give the Post Office a call and move it to the special fixed rate payment plan.

Cardholders can manage their accounts online and can pay bills by Direct Debit, by phone or at a Post Office branch. The Post Office also gives free purchase and fraud protection. Find out more about avoiding credit card fraud.