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Post Office Credit Cards

Post Office credit card

The Post Office (www.postoffice.co.uk) is a wholly-owned subsidiary of Royal Mail Group Plc. Through a network of approximately 12,500 Post Office branches, it sells around 170 products and services, and the majority of transactions are for banking, leisure and postal services. It is the biggest provider of foreign currency in the UK, and sells over a million travel insurance policies a year.

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Compare Post Office credit cards

Post Office credit cards

CompanyStandard % APR (Variable)Balance Transfer Rate & PeriodBalance Transfer NotesIntroductory Purchases Rate & PeriodReward Notes 

16.9%

0% for 12 months2.98% transfer fee0% for 3 monthsFurther 0% transfers on 2nd & 3rd anniversary

What does the Post Office offer:

The Post Office’s personal finance arm provides: travel insurance; foreign currency; travel money cards; car, home, van and lifestyle protection insurance; savings; investments; child trust funds; savings stamps; banking and business services; personal loans; money transfers; bill payments and the Post Office credit card.

With the Post Office credit card, customers can take advantage of an introductory interest-free deal on balance transfers and purchases, and 0% commission on purchases abroad. Read our guide on Using your credit card abroad

The Post Office credit card offers a standard APR for most transactions, and a lower one for big purchases. If a cardholder buys something or between £500 and £2000, they can give the Post Office a call and move it to the special fixed rate payment plan.

Cardholders can manage their accounts online and can pay bills by Direct Debit, by phone or at a Post Office branch. The Post Office also gives free purchase and fraud protection. Find out more about avoiding credit card fraud.

See also Post Office Mortgages, Post Office Savings.

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Comments

I have an Apple Mac Computer with Safari as my browser. I would like to do on-line banking. When oh when am I going to be able to see my account on line? - Jan 13 2010 10:30PM
Geoff Stobbs, UK

Website poor and will only show up to 30 transactions both on the day to day account and on the on-line statement. This is bad if you are out of the country for months as I was. Customer service not good and thae also failed to reply to 4 email messages. The telephones were often busy and it took some time to connect. Mess up with Direct debit set up meant that my payment was not made by my bank even though I had been assured the the Direct Debit was in place. The exchange rates are good and it does save a lot.Whether its worth the hassle is debatable. I was shown someone else's statement in error on one occasion which is worrying. Still using the card as I spend some time outside Europe - Sep 7 2009 6:16PM
Ray Connolley, UK

I have made4 attempts to access this web site and each time ,after spending some time completing the on line form my computer has been unable to show the web page.Not to be done I tried to apply by phone--sorry sir ,our lines are too busy at present! Needless to say they have lost a customer. - Jul 10 2009 7:48PM
edouard dunachie, carnwath

Have tried several times to apply for Post Office credit card online and it does not allow me to enter the box to fill in my bank name details so I cannot proceed further. I have also tried select bank name button but this does not work either - Jun 3 2009 3:45PM
Theresa Skelhorn, UK