Mastercard credit card

Mastercard credit cards

Company	Package Name	% Representative APR	Balance Transfer	Balance Transfer Notes	Introductory Purchases Rate & Period	Notes
	Lloyds TSB Duo Avios Cards	15.9% APR Representative (variable)	n/a	n/a	n/a
Representative Example: 21.90% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 13.95% p.a. (variable). *Your credit limit may vary depending upon your circumstances Annual fee of £50 is payable. Airmiles, Astral Towers, Betts Way, London Road, Crawley, West Sussex RH10 9XY
	Virgin Credit Card	16.8% APR Representative (variable)	0% for 20 months	2.99% transfer fee	0% for 3 months	Virgin Discounts
Representative Example: 16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1200. Virgin Money, Stansfield House, Chester Business Park, Chester CH4 9QQ
	Post Office Credit Card	16.9% APR Representative (variable)	0% for 14 months	2.98% transfer fee	0% for 3 months	0% commission on purchases overseas
Representative Example: Introductory rate of 0% purchases for the first 3 months and 16.9% thereafter. Credit limit is subject to status. 16.9% APR Representative (Variable). Post Office, 148 Old Street, London EC1V

What are Mastercard Credit Cards?

Mastercard are a US company that process payments between the banks of merchants and the banks of purchasers. The Mastercard brand was established in 1966. Mastercard credit cards are accepted worldwide.

What are the Benefits of a Mastercard Credit Card?

Mastercard credit cards afford you such privileges as damage waivers, extended warranties and accident insurance. Some credit cards have an inbuilt ‘Paypass’ feature, which allows you to pay for goods buy pressing your card against a terminal reader at the point of sale.

What else should I know about Mastercard Credit Cards?

• Mastercard has a three tiered system in the UK; cards offered are classed as Standard, Gold or Platinum.
• Gold cards provide superior spending power but are subject to tight acceptance criteria. The same principle applies to Platinum cards.
• Paypass will only allow payments of under £10 at the current time.

For more information on choosing the right credit cards read our credit card guides.

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