Credit card guides

Whether you want to make the most of your current credit card or get the best new deal, our guides are here to help you.

Browse our full range of credit card guides

What’s the best credit card to use abroad?

Packing your plastic for an overseas jaunt is a smart move, but only if you pick a card that doesn’t charge you a fortune in foreign fees...
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Best reward credit cards

If you’re not loyal enough for a loyalty card, then try reward cards. But which is the best one for you?

Identity theft protection insurance - do I need it?

Identity theft is a growing problem in the UK, however identity theft insurance which is being widely marketed may not be worth the cost...
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How to check your credit rating without it costing a fortune

You will need a decent credit rating if you’re hoping to get a loan or credit card - however you don’t want to break the bank finding out what your credit rating is...
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Paying off Christmas debts - balance transfer cards

Christmas is fading fast but one thing that won’t vanish quite as quickly is the debt you racked up paying for it...
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Do I need credit card protection insurance?

You don’t have to get payment protection insurance (PPI) when you take out a credit card despite what the bank’s salesperson might tell you...
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Can I get a credit card without having to do a credit check?

If you’d like a credit card but are worried you won’t qualify, you may be able to get an “adverse credit card” but watch out for the interest you’ll be charged...
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How do I cancel my credit card?

Whether you're trying to curb your spending or simply want to get rid of a collection you've built up, everyone should know how to cancel a credit card...
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Best credit cards for Christmas

Christmas is just around the corner so it is time to look at the best credit card deals around to help you make your Christmas spending as low-cost as possible...
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Six ways to make a 0% purchases credit card work harder

If you manage a 0% on purchases card carefully, you could use it like an interest-free loan…
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Transfer your Christmas credit card balance

Want to clear your Christmas debt? This guide shows you how to save hundreds of pounds with a 0% balance transfer credit card...
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Top tips on comparing credit cards

Follow our top tips on how to compare credit cards and you should find it much easier to find the best credit card deal for you…
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Credit cards for fair credit

Have you got a decent credit rating? We show you the best credit cards available to you…
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Top tips to avoid being turned down for a credit card

Worried about your credit card application being rejected? Follow our top tips to give yourself the best chance of being accepted!
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Best credit card rewards

Do you fancy a free flight, free CDs or some free cash? Then check out our round-up of the best reward credit cards on the market
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Credit cards – The danger of minimum repayments

Is just making minimum repayments on your credit card really that bad? Yes! We show you just how damaging it can be...
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Credit card fraud protection - Which card is best?

When it comes to credit card fraud, no one wants to become a victim. But do some credit cards offer better protection than others?
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Explaining credit card terms and conditions

This guide on credit card terms and conditions will tell you what to look at, and what to look out for so that you can avoid any unnecessary problems..
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0% Balance transfers credit cards

Balance transfer credit cards revolutionised the credit card market, sparking a rate war where lenders fought to entice consumers with longer interest free periods on their balance transfers and added extras like zero per cent on purchases too.
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Which adverse credit card?

If you’re stuck in a credit rating rut where you’re not being approved for credit, so can’t improve your rating, then an adverse credit card could help
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Supermarket credit cards compared

Most people, and families especially, spend a significant amount of money on their supermarket shopping, so taking out a supermarket credit card can earn you “points” that will save you money on your weekly shopping - leaving more for the nicer things in life
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Money for nothing from your credit card

If you play your cards right you can get cash and other bonuses for free! This guide shows you how...
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Credit card fraud – A guide to protecting yourself

Our comprehensive guide will give you the low down on credit card fraud, what to look out for and how to protect yourself…
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Contactless payment credit cards - Touch and go!

Are contactless payment cards the face of the future? Do they mark the death of cash? We investigate…
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Prepaid credit cards

For those that require the functionality of a credit card, without wishing to borrow money, a prepaid credit card could be the ideal solution.
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Student credit cards

Managing a budget when you’re a student is never easy. Not only do course fees, accommodation costs, study material prices and (occasional) grocery shopping trips all add up, but the weekly alcohol bill can cause financial outlays to skyrocket!
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Best cashback credit cards guide

Banks make millions of pounds every year from the interest that people pay on their credit card debts, but if you play your cards right, you can actually earn money every time you spend.
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Compare 0% balance transfer credit cards

If you’re becoming a slave to unmanageable credit card debts then a 0% balance transfer credit card could ease the burden. Switch your balance to a 0% card and save yourself from paying off the interest rather than the balance.
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Best airmiles credit cards

Let your money take you places with an Airmiles credit card If you want to earn a nice reward for your spending, an airmiles credit card
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Surviving the credit crunch

If you’ve been turned down for a credit card or a loan, or found that your credit limit has inexplicably been reduced, you’re probably feeling the effect of the consumer credit crunch.
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Lifetime balance transfer credit cards

If you’re carrying round a large debt, you could find yourself caught in a viscous circle of balance transfers and their attached fees. While lifetime balance transfer cards won’t let you escape your interest payments altogether, they do offer a long-term alternative.
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Get rewarded for your spending

Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more but playing your cards right can get you a nice little reward.
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Understanding your credit score

In a financial climate that’s making it increasingly difficult to obtain credit, it is becoming more useful than ever to know exactly what’s on your credit report.
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Cut your credit

While having a well-maintained credit card is good for your credit rating, you shouldn’t have a host of old cards lurking around and cancelling old, unused credit cards actually improves your credit rating. \
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0% purchase cards

There are a host of zero per cent balance transfers out there to give people a break from their interest payments, but what reward to those people get who always pay their debts off?
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Low APR credit cards

Low APR cards offer a lower rate of interest on your balance, so while you won’t avoid paying interest each month, it will always be at a much lower rate.
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Credit card charges abroad

If you are planning a holiday or short-break, it's essential to know what it will cost you to use your credit card abroad.
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Loyalty vs cashback cards

Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more.
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10 things you should know about taking out a credit card

So, although credit cards are useful, they have become a dangerous trap for many people. Follow our tips for getting the best from your credit card.
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10 credit card deadly sins

We’ve highlighted ten common credit card mistakes to avoid, so if you’re one of the 3.4million credit card holders in the UK regularly only making minimum payments against their debt, pay close attention.
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10 ways to fix your credit rating

While many people think that there’s nothing they can do; that they simply have to sit and wait, there are practical steps that you can take to improve your credit.
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A guide to Airmiles credit cards

If you’re a globe trotter who spends a lot on their credit card you could earn free flights using an Airmiles card to earn points that can take you around the world. But before you rush out and sign up, there are a few things that you should take into account, such as how much you will have to spend in order to actually get anywhere.
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Charity Credit Cards - A Good Way to Give?

Credit Cards

Credit card guides

Browse our full range of credit card guides