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Borrow £1,000 over 1 year

Top tips on applying for a loan of £1,000 to be repaid over one year, to make sure you get the best deal.

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Personal loans for £1,000 over 1 year

Taking out a personal loan for £1,000 over 1 year might be difficult, as most lenders will have a minimum amount they will offer you as a loan. But with a good comparison service, you can find anything you need from the UK personal loans market.

What is a personal loan?

A personal loan is a way of borrowing money where you don’t have to secure it against the value of your house, so if you run into difficulties paying it back you won’t have to give up your home. With a personal loan, you’ll normally get a fixed APR (allowing you to budget for your monthly repayments and set up a standing order to pay them).

Should I get a credit card instead of a personal loan for £1,000 over 1 year?

If you need to borrow £1,000 over 1 year, you will normally find a credit card cheaper and easier to come by. You should use our credit cards comparison service to search for a card, and then compare the interest rates you find with those offered by the loans available. Some lenders might not like to offer £1,000 on a credit card straight away.