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Visa Credit cards
Visa credit cards
| Company | Package Name | % Representative APR | Balance Transfer | Balance Transfer Notes | Introductory Purchases Rate & Period | Notes | |
|---|---|---|---|---|---|---|---|
Representative Example: 34.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable). Capital One, Trent House, Station Street, Nottingham, NG2 3HX | |||||||
Representative Example: 39.9% APR representative (variable). Based on a credit limit of £1,000 and a purchase rate of 39.9% p.a. (variable). Vanquis, PO Box 399, Chatham, ME4 4WQ | |||||||
What are Visa Credit Cards?
Visa are a debit and credit card issuing international conglomerate based in San Francisco, California. The company was founded by the Bank of America in 1958. Visa cards are accepted the world over.
What are the Benefits of a Visa Credit Card?
Visa credit cards offer the ‘Verified by Visa’ service to ensure online transactions are conducted with reduced risk to both the vendor and the customer. Visa have additionally introduced the ‘PayWave’ service, goods can be paid for by waving the card over a terminal without actual contact.
What else should I know about Visa Credit Cards?
- The PayWave service only applies to transactions up to £10. Those over £10 will be subject to the usual PIN verification payment method.
- Visas full range incorporates the Classic, Gold, Platinum, Infinite, Electron and Plus cards.
- Electron cards require electronic authorisation at the point of sale and will often be refused by online vendors.
For more information on choosing the right card read our credit card guides.
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