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Santander Fixed Rate Mortgages Santander offer a great range of award winning fixed rate mortgages from 4.1% Fix your mortgage for up to 5 years on Santander mortgages

Call Santander on 0800 032 4266

Santander mortgages cuts rate on five-year fix (11-2-10)

Homebuyers can now fix their mortgage rate at 4.99% for five years with Santander, or take their chances with cheap tracker
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Remortgaging more attractive as base rate held at 0.5% (4-2-10)

Homeowners should look seriously at remortgaging now to take advantage of low mortgage rates, says expert...
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House prices: Past, present and future

What has happened to house prices and what will happen next? This guide explains the facts…
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Do I need mortgage protection cover?

There’s no avoiding it – we should all examine our need for mortgage protection cover (MPPI) as it seems no-one will escape the chill of the recession...
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Tracker mortgage or fixed-rate mortgage – Which should you choose?

How do you decide whether to get a fixed-rate or tracker mortgage, and is there a good compromise...
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Can I afford to get a mortgage?

In this guide we examine the financial issues you’ll face if you want to step onto the property ladder...
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Choosing your mortgage deal

Taking on a mortgage will be one of the biggest decisions of your life, and choosing the wrong mortgage deal could cost you thousands of pounds a year.

Compare deals

With so many deals to choose from, the mortgage market can seem overwhelming. At Creditchoices.co.uk, we give you all the most up to date advice and information, helping you compare mortgage deals across different providers and explaining everything you need to know from an impartial standpoint.

Consider changing interest rates

While your chosen mortgage may seem cheap now, many mortgage deals are connected to the base rate, so you need to take into account what will happen when this changes. Tracker mortgages or variable rate mortgage deals can be good for lower interest rates, while a fixed rate mortgage deal will stay stable if the base rate increases sharply. You can use our mortgage calculator to calculate what your payments will be in a variety of different scenarios.

Keep your eyes open

If your mortgage deal is no longer competitive, you can change it. Keep your eyes open for available deals and consider changing if you find one more suitable for your needs.