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Savings Accounts
With the base rate at a record low, it has never been more important to shop around to get the best returns on your hard-earned savings.
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TOP SAVINGS RATE |
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ING Direct Savings Account Get a top savings of 2.75% AER rate with ING Direct.Instant Access to your money, with no charges.Start saving from a little as £1.
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Instant access accounts
| Company | Package Name | Interest Rate (AER) | Notice Period | Minimum Balance | Interest Paid | Account Access |
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About savings accounts:
This table displays all the latest UK savings accounts. There are several different types:
- ISA (Individual savings account) - You can invest up to £3,600 tax-free each year in a cash ISA.
- Instant access account - This allows instant access to your savings.
- Internet-only account - This affords you a higher rate of interest in return for managing your account online.
- Shares and investments - Invest your money in stocks and shares for possible greater returns over the long term.
Read our guide to ISAs vs standard savings accounts.
What should I consider when choosing a savings account?
- Will you need instant access to your money, or can you afford to tie it up for the long term?
- You should make use of your tax free allowance each year, before you invest in a standard savings account.
- How do you want to manage your account? If you choose an internet only account you’re likely to receive a higher level of interest.
- Shares and Investments are profitable if you invest money over a long period; you’re likely to receive a greater return. But remember, shares are high risk and you are not guaranteed a return.
- Overall its good idea to have a balanced portfolio of savings if you want to maximise your return.
For more information read our top 10 tips to a better savings account or how to supersize your savings.