Mortgage Providers

Call 0845 8059 482

The One Account

The One Account offers a revolutionary way to manage your money. By having your mortgage, loans, credit cards and savings in the same place you could benefit from a lower mortgage rate.

About the One Account

The One account puts all your money in one place - your mortgage, loans, savings and current account - helping you to:

• Cut the overall cost of your mortgage
  The money in your current account automatically reduces what you owe on your mortgage, saving you interest. This can add up to thousands over the lifetime of your mortgage.
• Pay off your mortgage early
  Any money left in your account automatically goes towards overpaying your mortgage.
• Get a better return on your savings
  with no tax to payBy paying your savings into the One account you can use them to reduce your mortgage and save interest on a daily basis. And because it's interest saved rather than interest earned, there's no tax to pay.

Call 0845 8059 482 to speak to The One Account and find out how much you could shrink the amount of interest you pay AND the length of your mortgage.

Eligibility

To open a One account, you need to:

• be aged 18 or over.
• be a UK resident and more than 5 years away from retirement.
• own (or be about to buy) a property in England, Scotland or

Wales - your One account will be secured against this property and The One account will need to hold the first legal charge - this is just like any other mortgage.

• agree a borrowing limit of £30,000 or more.
• be happy to repay your borrowings by an agreed date - which will always be before your retirement.

Please note that The One account currently cannot lend against 'right-to-buy' properties, 'buy-to-let' properties or homes that are part-owned by a housing association or local council.

Call 0845 8059 482 to speak to The One Account and find out how much you could shrink the amount of interest you pay AND the length of your mortgage.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.