Mortgage Providers

Direct Line mortgages

Direct Line, founded in 1985, offers six main products to more than five million customers across the UK and in Europe, including two types of mortgage: Fixed rate and discount rate.

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What does Direct Line offer?

Direct Line’s fixed rate mortgage fixes your initial rate for an agreed period of time, either 2, 3 or 5 years, after which your mortgage will revert to a standard variable rate.

With a Direct Line discount rate mortgage your initial rate will be discounted for 2 years, after which your rate will be set above the Bank of England Base Rate for the rest of the mortgage term.

Direct Line offer an overpayment option on their fixed rate and discount rate mortgages, letting you overpay up to 10% a year during the fixed rate period. Early repayment charges will apply if you repay more than 10% of the mortgage in the fixed rate period.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.