Mortgage Providers

First Direct mortgages

First Direct was founded in 1989, and in 2004 it won the ‘Best Internet Lender’ category in the Mortgage Advisor and Home Buyer magazine.

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What does First Direct offer?

First Direct mortgages are designed to be flexible, allowing you to choose to stop and start the capital repayments as long as you cover the interest payments each month. You can also overpay at any time, which could reduce the overall cost of your mortgage and reduce the mortgage term.

First Direct also offer interest only repayment mortgages, which mean your monthly repayments will be lower, but you will only paying back the interest on the mortgage, and not any of the actual mortgage. With an interest only mortgage you will be responsible for ensuring that you can repay your mortgage on or before the age of 65. First Direct offer variable rate, fixed rate and offset rate mortgages.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.