Savings Accounts

With the base rate at a record low, it has never been more important to shop around to get the best returns on your hard-earned savings.

Package Name	Interest Rate (AER)	Notice Period	Minimum Balance	Interest Paid	Account Access
ING Direct Savings	2.90%	Instant	£1	Monthly	Online
RBS Direct Saver	Up to 1.5%	Instant	£1	Annually	Online
e-Savings	1.00%	Instant	£1	Monthly	Online

Savings search

Popular savings accounts

Internet savings accounts

Instant access savings accounts

ISAs

All savings accounts

Read our latest savings consumer guides.

We give our top tips for finding the best savings account...

Compare deals – It may sound obvious, but it is crucial that you shop around and compare deals to make sure you get the best rate possible.
Even if you have a savings account at the moment, it is important to compare as you could end up on a much better rate.

This table displays all the latest UK savings accounts. There are several different types:

ISA (Individual savings account) - You can invest up to £3,600 tax-free each year in a cash ISA.
Instant access account - This allows instant access to your savings.
Internet-only account - This affords you a higher rate of interest in return for managing your account online.
Shares and investments - Invest your money in stocks and shares for possible greater returns over the long term.

Will you need instant access to your money, or can you afford to tie it up for the long term?
You should make use of your tax free allowance each year, before you invest in a standard savings account.
How do you want to manage your account? If you choose an internet only account you’re likely to receive a higher level of interest.
Shares and Investments are profitable if you invest money over a long period; you’re likely to receive a greater return. But remember, shares are high risk and you are not guaranteed a return.
Overall its good idea to have a balanced portfolio of savings if you want to maximise your return.