Compare cashback credit cards

Using a cashback credit card allows you to earn money every time you spend. Compare the latest deals now...

Cash back credit cards

Company	Package Name	APR	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Notes
	Amex Platinum	18.5% APR Representative (variable)	n/a	n/a	n/a	Earn up to 5% cashback on first £2000 worth of purchases (up to £100)
Representative Example: Representative 18.5% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable). American Express, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9TQ

This is an independent comparison service that provides an extensive selection including some of the most competitive deals on the market.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

Compare Credit Cards

0% balance transfer

0% purchase cards

Reward credit cards

Cashback credit cards

Airmiles credit cards

Adverse credit cards

What are cash back credit cards?

Cash back credit cards reward you for the amount you sepnd, with a percentage of that spend coming back to you. Usually this is paid yearly.

What are the benefits of a cash back credit card?

The benefits of a cash back credit card are that for every time you use the card to spend money, you get a little bit back. The amount that you receive is usually in the region of 0.5% to 2% of the spend itself. Most cash back credit cards offer a higher level of cash back during the promotional periods (anything up to 5%).

What else should I know about cash back credit cards?

Look for maximum levels of cash back, as some cash back credit cards have a limit to the maximum cash back you can claim.
Always remember to pay off the full balance of the credit card each month, as you could find yourself paying more interest than the cash back you receive. If you are unable to pay off the full balance each month, then a card that offers 0% balance transfers or lifetime balance transfers may be more suitable.

Read our indepth guide to cash back credit cards or find out more about other reward credit cards.

Other UK reward credit cards

Popular credit cards

Company	Package Name	APR	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Notes
	Lloyds TSB Duo Avios Cards	15.9% APR Representative (variable)	n/a	n/a	n/a	18,000 Avios voucher by spending £500 a month in first 3 months
Representative Example: 15.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 15.94% p.a. (variable). *Your credit limit may vary depending upon your circumstances. Lloyds TSB, 25 Gresham Street, London EC2V 7HN
	Virgin Credit Card	16.8% APR Representative (variable)	0% for 20 months	2.99% transfer fee	0% for 3 months	Virgin Discounts
Representative Example: 16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1200. Virgin Money, Stansfield House, Chester Business Park, Chester CH4 9QQ
	British Airways American Express	19.9% APR Representative (variable)	n/a	n/a	n/a	9000 bonus Avios when you spend £1000 in first 3 months
Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable). American Express Services Europe Limited, Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX
	British Airways American Express Premium Plus	50.1% APR Representative (variable)	n/a	n/a	n/a	30,000 bonus Avios when you spend £3000 in first 3 months
Representative Example: Representative 50.1% APR variable. Based on £150 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month. American Express, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9TQ
	Amex Platinum	18.5% APR Representative (variable)	n/a	n/a	n/a	Earn up to 5% cashback on first £2000 worth of purchases (up to £100)
Representative Example: Representative 18.5% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable). American Express, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9TQ

This is an independent comparison service that provides an extensive selection including some of the most competitive deals on the market.

Advertisment