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Compare Student credit cards
Student credit cards are designed with the needs of a student in mind. As a result, they offer such incentives as low minimum repayments and discount vouchers to spend in various retail outlets.
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Capital One Classic Credit Card Great if you've never had a credit card beforeCredit limit increase after 4 months if account is managed responsiblyApply now and get a response in 60 seconds
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Student credit cards
| Company | Package Name | APR | Balance Transfer | Balance Transfer Notes | Introductory Purchases Rate & Period | Rewards (Y/N) | Notes | |
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Representative Example: 34.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable). Capital One, Trent House, Station Street, Nottingham, NG2 3HX | ||||||||
Representative Example: 39.9% APR representative (variable). Based on a credit limit of £1,000 and a purchase rate of 39.9% p.a. (variable). Vanquis, PO Box 399, Chatham, ME4 4WQ | ||||||||
This is an independent comparison service that provides an extensive selection including some of the most competitive deals on the market.
The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.
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What are Student Credit Cards?
Student credit cards are designed with the needs of a student in mind. As a result, they offer such incentives as low minimum repayments and discount vouchers to spend in various retail outlets.
What are the benefits of Student Credit Cards?
Student credit cards do not generally incur annual fees, and they often include such services as free SMS reminders around billing time. Barclaycard student credit card customers are eligible for discounts on the Argos student essentials range, and the Halifax student credit card entitles the holder to discounts from a number of major high street retailers.
What else should I know about Student Credit Cards?
- Most student credit cards charge a greater than average level of interest. In the long-term, it’s both cheaper and more convenient to use savings or a student loan to get you through the study years.
- Banks and credit card companies have a habit of targeting students who they see as financially naive. Prove them wrong by managing your budget and spending wisely.
- In 99.9% of cases, you need to be an existing customer of the bank that provides the student credit card in order to successfully apply for it. The exception to this rule is the Barclaycard student card, which is open to everyone.
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