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About CreditChoices.co.uk

CreditChoices.co.uk was launched in 2005 and offers comprehensive and impartial advice on credit cards, mortgages, loans, savings and current accounts.

At CreditChoices.co.uk you can:

  • Research and compare offers on leading financial services
  • Find detailed product information
  • Learn how to get more from your existing financial products and providers
  • Keep up-to-date on key industry developments with our daily news stories
  • Gain access to a wide range of self-help consumer guides; and
  • Share your views with like-minded people

Whatever your needs, CreditChoices.co.uk offers a fair and unbiased view of the market, looking at long term value above the marketing hype.

CreditChoices.co.uk is part of the ConsumerChoices.co.uk (www.consumerchoices.co.uk) group of websites which provide informative guides, pricing information and advice to support customers’ decision-making on the following services:

Financial Data

The percentage interest rates that are quoted on CreditChoices.co.uk are provided by our partner, Money Expert Limited - which is authorised and regulated by the Financial Services Authority (FSA reference number is 301654).

Accreditation

CreditChoices.co.uk is accredited by the Office of Fair Trading (OFT registered number 588424).

How we make our money

We receive commissions and advertising fees from companies that link to, or advertise on CreditChoices.co.uk. This does not push up the cost of any service that you might subscribe to through our website. Our commercial arrangements have no relation to the way that we list providers or financial services.

Our listings, news content and consumer guides are completely impartial and with us you can compare costs against other providers, check for hidden costs and look at more than just headline prices or rates.

We are dedicated to providing informative, impartial content that offers true value to our customers.

What we do with your data

CreditChoices.co.uk and ConsumerChoices.co.uk are trading names of Decision Technologies Limited (Company Number 05341159) whose registered address is Third Floor, High Holborn House, 52-54 High Holborn, London, WC1V 6RL.

Decision Technologies Limited is the data controller in relation to this website and your personal data. If you have any queries relating to our use of your personal data or any other data protection or privacy policy issues then please contact our Data Protection Officer at dpo@consumerchoices.co.uk or by writing to the Data Protection Officer at the registered address.

We have a detailed Privacy Policy (http://www.creditchoices.co.uk/privacy-policy.html) which we advise you to read. This explains the use we make of personal information that you provide to us or that we gather from you when using the site and the measures we take to protect your personal information. The Privacy Policy also details how you may request that we alter, amend or delete your personal information from our records as well as how to request us to cease all contact with you.

We take your privacy and the security of your personal information very seriously. We comply with the Data Protection Act 1998 and we are registered with the Information Commissioner’s Office (ICO Registration No. Z932912X).

Please read the Privacy Policy carefully as once you use our website you will be regarded as having read and accepted its terms.

Important Notice

The information published on CreditChoices.co.uk is intended for general information purposes only and should not be construed as financial advice under the Financial Services and Markets Act 2000. You are strongly advised to take appropriate professional and legal advice from a regulated firm or an agent of a regulated firm before entering into any binding contract.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.