Mortgage Providers

Barclays mortgages

Woolwich mortgages from Barclays had over 450 appearances in best buy tables in 2008, they offer a range of mortgage options available to both new and existing customers.

What does Barclays offer?

Barclays offer a wide range or mortgage options, including Fixed Rate mortgages of 2, 3, 5 and 10 years, lifetime tracker mortgages, and offset mortgages.

With a Barclays fixed rate mortgage your initial rate will be set for 2, 3, 5 or 10 years. After the fixed rate period has finished your mortgage will revert to a rate linked to the Barclays Bank base rate. With this mortgage you can apply to make overpayments or underpayments or take a payment holiday, although fees will apply. However, you can overpay up to 10% per year during the fixed rate period without incurring any penalties.

With a Barclays lifetime tracker your rate will be variable and will fluctuate with the Barclays Bank base rate for the whole of your mortgage term. There are no early repayment charges.

With a Barclays offset mortgage you can offset your current and savings accounts against your mortgage balance and only make repayments on the difference. You could repay less each month and eventually repay your mortgage quicker. There are no early repayment charges.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.