Mortgages in Portugal

Loan amount - €250,000

Type of mortgage	Maximum LTV	Starting Rates from	Interest only	Monthly repayments	Request quote
Fixed rate	80%	6.35%		EUR 1,842	Go
Off Shore	65%	3.00%		EUR 1,386	Go
Variable rate	75%	3.10%		EUR 646	Go
Variable rate	80%	3.75%		EUR 781	Go

Lower interest rates will be available at different LTVs (loan to values) *Based on a 20 year term Some of these products are also available for the purchase of a leaseback property This information should only be used as a guide. All product specifications will depend on the individual’s financial circumstances. The products mentioned here are for non-resident clients, other products will be available for residents. For a personalised French mortgage quote please contact International Private Finance Ltd or submit your information online. Information correct as of 06/01/09.

About Portugese mortgages

Whether you are tempted by the bustling Portuguese markets, boulevards and roman architecture in Lisbon or the all year round mild climates offered by the Azures, Portugal could be the ideal location for a property abroad.

Portugal has many things to offer the discerning holiday maker with everything from golf and water sports available in the idyllic temperatures of the Algarve to postcard perfect whitewashed villages found in the serene countryside of Alentejo.

Getting a mortgage to fund your holiday home in Portugal may be easier than you think. Whilst there are some important differences between getting a mortgage in the UK and getting a mortgage in Portugal, an international broker can help you avoid difficulties and get you on the road to relaxing in your new Portuguese retreat. International Private Finance is an international mortgage broker and could help you find the best deal for a mortgage abroad.

Read our basic guide to Portuguese mortgages

Who are International Personal Finance?

International Private Finance (IPF) is based in the UK but deals soley with brokering overseas mortgages.

IPF have a team of highly trained specialists to help find you the best mortgage for your home in Portgual. As well as searching the market for the best deals available, IPF’s brokers have exclusive deals with Portugese banks, making it possible to offer you the best of a wide selection of deals.

The service offered by IPF includes staff that are fluent in Portuguese, thereby ensuring easy communication with mortgage providers abroad. IPF can also help you set up a bank account in Portugal and organise repayments to help the process go as smoothly as possible.

How can you apply for an internationl mortgage with IPF?

If you apply for a mortgage quote from IPF, the process will normally happen as follows:

1. You fill in the quote form.
2. IPF will get back to you by phone, usually within 24 hours. A specialist broker will discuss the options available to you. Your broker can answer any questions you may have and explain, in detail, how Portuguese mortgages work.
3. Shortly after this IPF will send you an email with the best quotes for your siutation.
4. Should you then decide to take up one of these deals you will then pay a fee of £200 to IPF. In return you will benefit from their help throughout your mortgage application, all the way to completion.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.