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Stock ISA Best Buys

Stock ISA best buys

Stock ISA best buys

Updated: Wednesday 8 February, 2012

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Share ISAs offer attractive tax advantages on your investments. Our best buy table shows you what's on offer...

Cash ISA

Stock ISA

Popular Savings



Free share ISA brochures

CompanyPackage NameNotes 
Witan Investment Trust ISAThe Witan ISA offers unparalleled access to a team of managers drawn from the cream of the world’s investment talent
Hargreaves Lansdown ISA BrochureChoose from over 2000 funds and save up to 5.5% up front and then up to 0.5% every year
M&G ISA BrochureWith M&G you have the opportunity to invest in a range of attractive funds across all asset classes – bonds, equities or commercial property

Stock/Share ISA's

CompanyPackage NameNotesMinimum BalanceAccount AccessNotice Period 
Actively managed ISA

Managed by a professional fund manager

£500Internet5 years initially
Income ISA

Provides a regular income

£500Internet5 years initially
Self Select ISA

0% annual admin fee

£3600InternetMinimum 5 years
Climate Change Fund

Invest in environmentaly friendly shares tax free

£500InternetInstant
Ethical ISA

Invest in ethical shares

£500Internet5 years initially
Index-Tracking ISA

Tracked in line with a market or sector

£500Internet5 years initially
Cash Trust in an ISA

Only available as the cash part of maxi ISA.

£500Internet5 years initially
Extra Strong ISA

Share ISA with added cash back

£3600Internet5 years initially

What is an ISA?

An Individual Savings Account (ISA) allows UK residents to invest up to £10,680 in the 2011/12 tax year. The returns from the investments in the ISA - whether interest paid on cash deposits, capital growth of shares, dividends from shares – are completely tax free. You don’t have to declare your ISA holdings to HMRC.

There are two types of ISA:

  • Cash ISA - You can invest up to £5,340 in cash this tax year and the balance (£5,340) in a shares ISA.
  • Share ISA - You can invest the whole annual allowance - £10,680 - in shares-based investments.

What are the benefits of an ISA?

You can invest up to £10,680 tax free in cash, shares or a combination of both.

You can take advantage of tax breaks to earn more than you would with a standard savings account. Read our guide which compares ISAs and standard savings accounts.

What else should I know about an ISA?

With a share ISA, you’re not guaranteed a return on your investments each year. They should be seen as a long-term investments. Share prices can go down as well as up and you may not get back the original sum you invested.

Ensure that you take your full allowance each year. Once the year is over you lose any unused allowance. It truly is a case of “use it or lose it”.

Try not to withdraw money from your ISA, as you’re not able to re-invest once you’ve made a withdrawal. Once you’ve hit your limit for that particular tax year, you can’t invest any more until the next tax year.

For more information read our guide to increasing your savings or our 10 tips to boosting your savings.

Select the category which best suits your needs and compare the latest Savings Accounts: