Compare Reward credit cards

Get something back! With a reward credit card you can be rewarded everytime you use your credit card, with anything from Airmiles to cashback.

	British Airways American Express - Apply online 9,000 bonus Avios when you spend £1000 in first 3 months Collect 1 Avios for every £1 you spend 19.9% APR Representative (variable)	More info
Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable). American Express Services Europe Limited, Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX

Popular credit cards

Company	Package Name	APR	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Notes
	Lloyds TSB Duo Avios Cards	15.9% APR Representative (variable)	n/a	n/a	n/a	18,000 Avios voucher by spending £500 a month in first 3 months
Representative Example: 15.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 15.94% p.a. (variable). *Your credit limit may vary depending upon your circumstances. Lloyds TSB, 25 Gresham Street, London EC2V 7HN
	Virgin Credit Card	16.8% APR Representative (variable)	0% for 20 months	2.99% transfer fee	0% for 3 months	Virgin Discounts
Representative Example: 16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1200. Virgin Money, Stansfield House, Chester Business Park, Chester CH4 9QQ
	British Airways American Express	19.9% APR Representative (variable)	n/a	n/a	n/a	9000 bonus Avios when you spend £1000 in first 3 months
Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable). American Express Services Europe Limited, Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX
	British Airways American Express Premium Plus	50.1% APR Representative (variable)	n/a	n/a	n/a	30,000 bonus Avios when you spend £3000 in first 3 months
Representative Example: Representative 50.1% APR variable. Based on £150 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month. American Express, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9TQ
	Amex Platinum	18.5% APR Representative (variable)	n/a	n/a	n/a	Earn up to 5% cashback on first £2000 worth of purchases (up to £100)
Representative Example: Representative 18.5% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable). American Express, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9TQ

This is an independent comparison service that provides an extensive selection including some of the most competitive deals on the market.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

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Related guides Read our latest credit card consumer guides. Explaining credit card terms and conditions Credit card fraud – A guide to protecting yourself 10 things you should know about taking out a credit card

Top credit card tips... Here are our top tips for when you’re applying for a credit card. Always read the terms and conditions carefully before you apply for any credit card. Applying for multiple credit cards at the same time may negatively affect your credit rating. You can improve a poor credit rating by using an adverse credit card sensibly.

What Are reward credit cards?

Reward credit cards offer incentives for repeated use. There are three distinct types of reward card:

Airmiles credit cards

These cards provide points through either frequency of use, or use in a specific sector or outlet, and the points accrued can be exchanged for flights, car hire or hotels. According to the Airmiles website, spending £500 per month on your card will net you in the region of 750 points per year. These points amount to a flight from London to a major European city - View our Airmiles credit card comparison table or our guide to Airmiles credit card guide.

A cash back card gives you a percentage of money back from the cost of any purchases that you make.

Think twice before applying for a cash back card. If you don’t have the means to pay off your balance in full each month then you may get spiked by relatively high interest rates. If you are unable to pay off you credit card balance in full each month then a 0% balance transfer or lifetime balance transfer credit card may be more suitable.

These include supermarket credit cards such as the Tesco Clubcard or Nectar credit card for example. These cards reward you with loyalty points when they’re used in specific outlets, which you can use at a later date to fund purchases and gain discounts.

If you would like a charity to benefit from your spending, there are a number of charity credit cards that now incorporate that function. View our guide to charity cards for find out the best way to give.

For help and more information on which is best card for you read our useful reward credit card guides.