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FREE remortgaging guide
Mortgages glossary
A, B, C, D, E, F, G, H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V, W, X, Y, Z
Click on a term to reveal its definition
A
- Accident, sickness and unemployment insurance
- Added to loan
- Additional security fee
- Administration fee
- Advance
- Agricultural restriction
- Annual percentage rate (APR)
- Annuity mortgage
- Apportionment
- Arrangement fee
- Arrears
- Authority to inspect the register
B
C
- Cap
- Cap and collar
- Capital and interest mortgage
- Capital raising
- Cashback mortgage
- Charge
- Charge certificate
- Chattels
- Chief rent
- Collateral security
- Conditional insurance
- Conveyancing
- Covenant
D
E
F
- Feuhold
- First time buyers (FTB or FTP)
- Fixed rate
- Flexible schemes
- Flying freehold
- Foreign currency mortgage
- Form 53
- Freehold (England & Wales)
- Further Advance
G
H
I
- Income multiplier
- Indemnity premium
- Initial interest
- Insurance guarantee premium
- Interest-only mortgage
- ISA mortgage
J
L
- Land Registry
- Land Registry fee
- Leasehold (England & Wales)
- Legal completion
- LIBOR linked mortgage
- Loan -to-value (LTV)
- Local search
- Low start mortgage
M
- Mortgage
- Mortgage indemnity guarantee (MIG)
- Mortgage guarantee premium
- Mortgage offer
- Mortgage protection policy
- Mortgage term
- Mortgage valuation
- Mutual membership terms
N
O
P
R
- Redemption
- Redemption penalty
- Regional lenders
- Registered title
- Remortgage / remortgaging
- Repayment mortgage
- Reservation fee
- Restrictive covenant
- Retention
S
- Second mortgage
- Shared equity
- Shared ownership
- Stamp duty
- Structural survey
- Subject to survey & contract
- Subsidence
- Surveyor
T
V
THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.