Compare Current accounts

Switching current accounts has never been easier - your bank will do all the hard work for you. Compare the most popular current accounts below.

NatWest Select Account - Helpful Banking.
NatWest Select Account All the essentials to make everyday banking easy for you
Visa debit card with worldwide acceptance and added online security protection.
Overdraft available (subject to eligibility)

All current accounts

CompanyPackage NameInterest Rate (AER)Minimum requirementsOverdraft / RatesMonthly feeBenefits 
Select Account0.10%None19.89%£0All the essentials to make everyday banking easy for you. Includes a free app for your iPhone, overdraft (subject to eligibility) with no monthly fees
Barclays Bank Account0%None19.3% interest p.a. (variable)£0Straight forward convenient account with no monthly fee. Telephone and online banking available.
Representative Example: Up to £5000 19.3% interest per annum (variable). Subject to status and application
RBS Select Account0%None19.89%£0All the essentials to make everyday banking easy for you. Includes a free app for your iPhone, overdraft (subject to eligibility) with no monthly fees
Current Account Plus0%None0% up to £300 (18.3% over £300)£6.5024hr legal helpline, mobile phone insurance and Identity theft helpline
Select Silver Account0%None19.89%£8Includes - 3 LOVEFiLM DVD rentals per month, 5 hmvdigital music downloads per month, European Travel Insurance and Mobile Phone Insurance including iPhone
RBS Select Silver0%None19.89%£8Includes - 3 LOVEFiLM DVD rentals per month. 5 hmvdigital music downloads per month. European Travel Insurance. Mobile Phone Insurance including iPhone
Advantage Gold0.25%None19.49%£12.95Mobile phone insurance- includes iPhones, Green Flag car breakdown cover and Annual world wide travel insurance- includes winter sports
Banking Account0%NoneNo overdraft facility£12.50No credit checks, pre-paid mastercard
Additions Active0%None0% up to £300 (18.3% over £300)£1524hr legal helpline, will-writing service, RAC breakdown cover and mobile phone insurance

Current account search

Related guides & tools

Read our latest current account consumer guides.

Top Tips

Top tips for current accounts...

Here are our top tips for finding the best current account...

  • Compare deals – It may sound obvious, but it is crucial that you shop around and compare deals to make sure you get the best account possible.

Switching your current account

Whether you are looking for a better credit interest rate or a cheaper overdraft, switching your current account could get you a much better deal.

Switching your current account has never been easier - you simply open your new account and your old bank will transfer the details of all your direct debits and standing orders.

See our guide to switching your current account for tips and advice on making sure the process runs smoothly.

About Creditchoices.co.uk

Creditchoices.co.uk was launched in 2005 and provides a wide range of articles to help you understand personal finance.

Whatever your needs, Creditchoices.co.uk will have articles to help you understand the finer points of mortgages, loans, credit cards and current accounts.

Creditchoices.co.uk is part of the Consumerchoices.co.uk group of websites. Consumerchoices.co.uk provides news, guides and expert articles to help customers save money on all their household bills, from home phone and broadband to gas and electricity.

What our users say

"This is a good web site. It's easy to use and has good information on a wide range of subjects"
Jim, London.
"It's really helpful to have regular and up-to-date information on the best financial deals around. As a pensioner I have the time if not the money so I need to get the best that I can…"
Mr Robson, Midlands.
Tell us what you think