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Have you got a burning money question? Our expert Chris Eagle is ready to help. Email him at OurExpert@CreditChoices.co.uk
Chris Eagle at CreditChoices.co.uk can help with anything from tips on how to choose the best savings account or credit card, to advice on whether or not to fix your mortgage and how to find out whether you are in negative equity.
Read the latest finance questions and answers
Can a Cash ISA protect my savings? (26-2-10)
Can a Cash ISA help me avoid paying tax on my windfall?
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Tracker mortgage or fixed rate mortgage (19-2-10)
Should I opt for a fixed rate or a tracker mortgage when buying my first home?
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Personal loans (17-2-10)
Why are personal loan rates rising?
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Winter sports travel insurance (9-2-10)
I’m going skiing soon, and fancy trying bobsleighing while I’m there, what insurance do I need?
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Football credit cards (1-2-10)
Do football credit cards, like the Manchester United credit card, offer a good deal?
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Mortgage SVR (26-1-10)
Should I stick with my lender’s SVR or switch to another mortgage deal?
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ISA benefits (19-1-10)
Is it worth getting an ISA when rates are so low?
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Free overdrafts (5-1-10)
Where can I get the best current account with a free overdraft and no monthly fee?
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Credit cards (21-12-09)
What is negative payment hierarchy and how can I avoid it?
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Paying off Christmas debt (15-11-09)
What’s the best way to reduce my debts after Christmas?
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Santander Zero account (1-12-09)
I like the idea of a fee-free current account, but should I switch my mortgage to Abbey to get one?
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Shopping online (16-11-09)
How can I make sure I’m shopping safely online this Christmas?
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AA vs. AMEX (10-11-09)
Is the AA reward credit card or AMEX Platinum card better?
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Halifax overdraft charges (2-11-09)
Halifax is increasing my authorised overdraft fees, what can I do?
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Relationships and credit ratings (27-10-09)
How do I check that my ex-partner’s credit rating isn’t still affecting mine?
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Reclaim bank charges (13-10-09)
How do I claim back bank charges?
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Loan for mortgage deposit (6-10-09)
Should I take out a loan to boost my mortgage deposit?
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Discounted or tracker mortgage (28-9-09)
I want to make the most of low interest rates, is a discounted or tracker mortgage better?
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Best savings rates (22-9-09)
Where should I stash my cash for the best returns?
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New ISA limits (15-9-09)
I’ve heard the ISA allowance is increasing for over 50s, can I pay in the extra money to my existing cash ISA?
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HSBC’s 1.99% mortgage (8-9-09)
Is this offer too good to be true?
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Switching current accounts (1-9-09)
I want to switch to a better current account, what do I need to know about switching?
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Getting credit without a credit history (20-8-09)
I’ve just turned 18 and don’t have a credit history, how can I get a loan?
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Credit card balance transfer (17-8-09)
Am I allowed to transfer someone else’s credit card debt to my credit card?
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Ethical money (7-8-09)
How do I know which banks have ethical or green policies?
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Debit cards abroad (4-8-09)
How much will it cost me to use my debit card abroad?
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Cashback credit cards (28-7-09)
Which is the best cashback credit card for me?
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Cheap loans (20-7-09)
I need to take out a loan to refurbish my kitchen, how can I get the cheapest interest rate?
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Credit card exchange rates (14-7-09)
What exchange rates do credit card companies use abroad?
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Is now the right time to switch savings accounts (7-7-09)
I’ve seen in the news that savings rates are going up, is now a good time to switch?
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Packaged current accounts (30-6-09)
Do packaged current accounts, with travel insurance and breakdown cover, offer good value?
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Mistake on my credit report (23-6-09)
I have just checked my credit report and found there is a serious error on it. What can I do?
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Spending abroad (16-6-09)
What’s the best way to spend money in Egypt?
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Mortgage difficulties (9-6-09)
I have no deposit, no personal bank account and a poor credit rating, what do you think my chances are of getting a mortgage?
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Credit card to use in USA (2-6-09)
My son is moving to Oklahoma. Which is the best credit card to get him for emergency use?
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100% mortgages (28-5-09)
I’m coming to the end of my fixed-rate mortgage deal, what are my options?
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Supermarket savings accounts (18-5-09)
I’ve seen some good savings deals advertised in my local supermarket, how safe are supermarket accounts?
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Applying for a credit card (11-5-09)
How do I get a credit card for the first time?
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Life of balance credit cards (5-5-09)
What are the advantages of lifetime balance cards compared to 0% balance transfer cards?
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Negative equity (23-4-09)
How do I know if I’m in negative equity?
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Lloyds international account (16-4-09)
I’m moving abroad and need a new current account, what are the pros and cons of getting an international one?
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To buy or not to buy (14-4-09)
I’ve heard that house prices are rising, is now the right time to buy a house?
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Foreign bank accounts (2-4-09)
I’m struggling to get good returns on my savings, is it safe to put them in a foreign bank account?
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Getting an ISA (24-3-09)
What’s all the fuss about ISAs? Have I left it too late to get one?
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Zopa loans (19-3-09)
Should I cut out the banks and try social lending?
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Equity release (11-3-09)
We could do with some extra income, should we release equity from our home?
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Debt relief orders (6-3-09)
I’ve heard these could help me avoid bankruptcy, how do I know if I’m eligible?
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Fixed rate savings accounts (24-2-09)
I’m willing to lock up my cash for a year or two, where can I get the best interest rate?
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Should I overpay my mortgage? (17-2-09)
My mortgage repayments have dropped dramatically, how can I make the most of this spare cash?
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Transferring Icesave ISA cash (10-2-09)
I recently received compensation from my Icesave ISA and want to reinvest it. How do I do this?
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Why have I been rejected for a credit card? (5-2-09)
I applied online for a credit card, but my application was denied. How can I find out why?
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Mis-sold PPI (20-1-09)
I have just discovered that I’m paying for PPI on my credit card that I didn’t ask for. Can I get my money back?
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Savings account interest rates (14-1-09)
My savings are now earning less than 1% interest, where should I put my money?
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0% balance transfer cards (9-1-09)
Which cards are best for moving my outstanding balances to?
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Ask our expert a question
If you have any questions please email Chris at OurExpert@creditchoices.co.uk
Ask our expert - Archive 2008
Find more questions that Chris answered last year here: Ask our expert - Archive 2008