Compare Mortgage Deals

How to compare mortgage deals

What will happen to mortgage rates in 2011 and 2012?

Will mortgage rates stay low well into 2010 or are they about to move up? This guide weighs up the evidence…
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Should I pay off my mortgage early?

A cash windfall tempts people to rid themselves of their biggest debt by paying off their mortgage. But should you pay it off in one swoop? We assess the situation ...
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Top five things you should know about conveyancers and conveyancing

If you’re about to buy a house, you will need to look into getting yourself a conveyancer to help you with the transaction - but how do you pick one?...
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Why can’t I get a mortgage?

Most people are struggling to get a mortgage at the moment, but what’s causing the problem?...
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Mortgage protection and life insurance: What’s the difference?

Confused about mortgage protection and life insurance? We make both clear...
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High loan-to-value mortgages: the new property nightmare

A new threat is facing the property market as thousands of property owners are seeing their finances strained...
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House prices: Past, present and future

What has happened to house prices and what will happen next? This guide explains the facts…
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Do I need mortgage protection cover?

There’s no avoiding it – we should all examine our need for mortgage protection cover (MPPI) as it seems no-one will escape the chill of the recession...
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Tracker mortgage or fixed-rate mortgage – Which should you choose?

How do you decide whether to get a fixed-rate or tracker mortgage, and is there a good compromise...
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Can I afford to get a mortgage?

In this guide we examine the financial issues you’ll face if you want to step onto the property ladder...
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Choosing your mortgage deal

Taking on a mortgage will be one of the biggest decisions of your life, and choosing the wrong mortgage deal could cost you thousands of pounds a year.

Compare deals

With so many deals to choose from, the mortgage market can seem overwhelming. At Creditchoices.co.uk, we give you all the most up to date advice and information, helping you compare mortgage deals across different providers and explaining everything you need to know from an impartial standpoint.

Consider changing interest rates

While your chosen mortgage may seem cheap now, many mortgage deals are connected to the base rate, so you need to take into account what will happen when this changes. Tracker mortgages or variable rate mortgage deals can be good for lower interest rates, while a fixed rate mortgage deal will stay stable if the base rate increases sharply. You can use our mortgage calculator to calculate what your payments will be in a variety of different scenarios.

Keep your eyes open

If your mortgage deal is no longer competitive, you can change it. Keep your eyes open for available mortgage deals and consider changing if you find one more suitable for your needs.

THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.