Updated: Monday 27 February, 2012
By Martin Fagan
Looking to finance a new mortgage on a property in France? Get a quote for a French mortgage online today.
| Type of mortgage | Maximum LTV | Starting Rates from | Interest only | Monthly repayments | Request quote |
|---|---|---|---|---|---|
| Fixed rate | 80% | 4.25% | EUR 1,548 | Go | |
| Fixed rate | 80% | 3.30% | EUR 1,424 | Go | |
| Variable rate | 80% | 3.45% | EUR 719 | Go | |
| Variable rate | 80% | 2.80% | EUR 1,362 | Go | |
| Variable rate | 85% | 3.40% | EUR 1,437 | Go |
From the chic elegance of Paris, to the hot Cote d’Azur in the south, France is a popular destination for retirement, holiday homes and property investment. While the thought of getting a French mortgage may seem daunting, it’s actually quite simple once you have the know-how.
With a number of mortgage products currently available on the French market, choosing the right one for your financial and personal circumstances is an important decision. If you’re considering buying a property in France, our basic guide to French mortgages explains everything you need to know.
Whether you’re planning to retire on the Dordogne, buy a holiday home on the South of France, or are simply making a property investment, our guide to taking out a French mortgage will help you through the mortgage minefield, and help you understand the process of getting a mortgage in France.
And our top ten tips for mortgages in France will help you make sure your purchase and the mortgage approval process runs smoothly.
THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.