Best Current accounts for bad credit

Switching current accounts has never been easier - your bank will do all the hard work for you. Compare the top current accounts for people with a bad credit history below.

CardOneBanking: Perfect to help you stay in control
	No credit checkS Apply online Online, text and phone banking	One off fee of £12.50 to open account Never go overdrawn again Flat fees- No hidden charges	More info

Basic bank accounts

Company	Package Name	Monthly fee	Benefits
	Banking Account	£12.50	No credit checks, pre-paid mastercard

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Related guides & tools

Read our latest current account consumer guides.

Top tips for current accounts...

Here are our top tips for finding the best current account...

Compare deals – It may sound obvious, but it is crucial that you shop around and compare deals to make sure you get the best account possible.

Bad credit current accounts

If you have a damaged credit rating then a bad credit current account may be the only type of account available to you.

Some of these are free while some charge a monthly fee. Most offer a very basic banking service. See our guide to basic bank accounts for more details.

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Creditchoices.co.uk was launched in 2005 and provides a wide range of articles to help you understand personal finance.

Whatever your needs, Creditchoices.co.uk will have articles to help you understand the finer points of mortgages, loans, credit cards and current accounts.

Creditchoices.co.uk is part of the Consumerchoices.co.uk group of websites. Consumerchoices.co.uk provides news, guides and expert articles to help customers save money on all their household bills, from home phone and broadband to gas and electricity.