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Natwest credit cards

Natwest (www,natwest.co.uk) was born in 1968 with a merger between the National Provincial Bank (established in 1833) and Westminster Bank (established in 1836). The bank’s first credit card, Access, was launched in 1972. It is now a member of the Royal Bank of Scotland Group, which acquired Natwest in March 2000 in the largest take-over in British banking history.

There are three standard Natwest credit cards – Classic, Gold and Platinum - and one student card.

Compare Natwest with other UK credit cards


Compare Natwest credit cards


CompanyPackage NameStandard % APR (Variable)Balance Transfer Rate & PeriodBalance Transfer NotesIntroductory Purchases Rate & PeriodReward Notes 
NatWest Gold

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsTake advantage of the Natwest Travel Club and Wine Club.
Natwest Classic

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsTake advantage of the Natwest Travel Club and Wine Club.
Natwest Platinum

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsTake advantage of the Natwest Travel Club and Wine Club.
Student Credit Card

18.9%

n/an/an/aMaximum £500 credit limit

What does Natwest offer:

Natwest offers a large range of personal banking products and services: current accounts, travel services, savings, investments, mortgages, overdrafts, personal loans, international services, phone and online banking, and motor, travel, home, life and student belongings insurance.

Each standard Natwest credit card offers an interest-free introductory offer, up to 56 days’ interest-free credit on purchases, and 24-hour online account access. Cardholders also benefit from special offers and occasional free gifts from the Natwest Wine Club.

Compare other reward credit cards.

Natwest offers a long list of security measures: chip and PIN, an identity theft helpine, fraud warnings, optional text alerts, and an internet fraud protection guarantee. There are also optional protection measures, including Natwest Card Protection Plus, and Payment Protection. Find out more about avoiding credit card fraud.

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