International Mortgages

Mortgages in Spain

Mortgages in Spain

Considering investing in a property in Spain? Get a quote for an international mortgage today.


Loan amount - €250,000

Latest mortgage rates in Spain

Type of mortgage Maximum LTV Starting Rates from Interest only Monthly repaymentsRequest quote
Variable rate60%3.05%YesEUR 634Go
Variable rate60%2.55%NoEUR 1,331Go
Variable rate70%4.00%NoEUR 1,515Go
Variable rate70%4.00%YesEUR 833Go
Lower interest rates will be available at different LTVs (loan to values)
*Based on a 20 year term
Some of these products are also available for the purchase of a leaseback property
This information should only be used as a guide. All product specifications will depend on the individual’s financial circumstances. The products mentioned here are for non-resident clients, other products will be available for residents. For a personalised Spanish mortgage quote please contact International Private Finance Ltd or submit your information online. Information correct as of 06/01/09.

About Spanish mortgages

With its combination of great weather, miles of sumptuous beach and centuries of culture, it is no wonder that more Brits than ever are looking to buy a holiday home in Spain.

Spain is situated on two oceans and, as a result, offers a diverse climate which ranges from a Mediterranean climate in Andalusia to the cooler temperatures of the North. The country also has a diverse cultural history giving rise to many architectural wonders such as the ‘Museo del Prado’ in Madrid and the Gaudi cathedral in Barcelona. Added to that, as an EU member state, Brits can travel freely to and from Spain whenever they choose and even work there should they want to.

If you are looking to buy a holiday home or a buy to let property in Spain there are several things to be considered. An international mortgage broker, such as International Personal Finance, can help make funding your Spanish property simple and convenient, allowing you to enjoy the benefits of a home away from home.

Who are International Personal Finance?

International Private Finance (IPF) is an international mortgage brokerage company. They are based in the UK and have vast amounts of experience in arranging international mortgages.

IPF aim to make arranging an international mortgage as simple and easy as possible and their highly trained team can help you find the best mortgage for your home in Spain. IPF also have a number of special relationships with Spanish financial institutions making it possible for them to offer you deals that may not be available elsewhere.

IPF staff are fluent in a number of European language, including Spanish, to ensure that nothing gets ‘lost in translation’ and that applying for your mortgage is as easy as possible.

What is the procedure for applying?

If you would like IPF to find a quote for you, the process will normally happen as follows:

  1. You fill in the quote form.
  2. IPF will get back to you by phone, usually within 2 days. A specialist explain the options open to you and answer any questions that you may have.
  3. Following this you will receive an email detailing the best mortgage quotes available to you.
  4. Should you then decide to take up one of these deals you will then pay a fee of £200 to IPF. In return you will benefit from their help throughout your mortgage application, all the way to completion.


THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.