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International Mortgages

Mortgages in Italy

Are you considering taking out a mortgage on a property in Italy? Get an online quote today.

With its delicious food, great wine and relaxed Mediterranean lifestyle, Italy can prove very tempting.

The country has plenty to offer, from its beautiful coastlines and bustling cities to its stunning mountains and lakes, and many Brits have fallen for its charm.

Mortgages in Italy are fairly similar to mortgages in the UK, but there are some crucial differences, and you should make sure you fully understand the terms of your mortgage before you sign on the dotted line.

One way to navigate the Italian mortgage market and ensure you are getting the best deal is to use a mortgage broker like International Private Finance.

Loan amount - €250,000

Type of mortgage	Maximum LTV	Starting Rates from	Interest only	Monthly repayments	Request quote
Fixed rate	70%	4.80%		EUR 1,622
Variable rate	70%	2.90%		EUR 604
Variable rate	70%	2.70%		EUR 1,349

Lower interest rates will be available at different LTVs (loan to values) *Based on a 20 year term Some of these products are also available for the purchase of a leaseback property This information should only be used as a guide. All product specifications will depend on the individual’s financial circumstances. The products mentioned here are for non-resident clients, other products will be available for residents. For a personalised French mortgage quote please contact International Private Finance Ltd or submit your information online. Information correct as of 06/01/09.

How can International Personal Finance help me?

International Private Finance (IPF) is a UK company that concentrates solely on brokering overseas mortgages.

Its team of specialist brokers works hard to ensure you get the best Italian mortgage for your circumstances. As well as searching the market for the best deals available, IPF’s brokers have exclusive deals with Italian banks that borrowers might not normally gain access to.

The fact that its brokers speak fluent Italian is crucial and means you won’t miss out on essential information through poor translation. As well as arranging your mortgage, they can also help you set up a bank account in Italy and organise repayments.

How does the process work?

If you apply for a mortgage quote from IPF, the process will normally happen as follows:

1. You fill in the quote form.
2. You will receive a call from IPF, often the same day. A specialist broker will discuss the options available to you. They will be able to explain how Italian mortgages work and answer any questions you may have
3. Shortly after this, you will be emailed a quote by IPF, detailing the best deals available to you.
4. You will then have the opportunity to take up one of the deals found by IPF. If you would like to do this, you will then pay a fee of £200 to IPF and will get their help throughout your mortgage application, right through to completion.