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Loans and Credit Cards Glossary - V

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Money terms defined on this page:

Variable APR

If your loan has a variable APR, the interest rate could rise or fall with the rest of the lending market. Choosing a variable APR can be a bit of a gamble, and you might be better off looking for a competitive fixed APR if you can afford it.
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Visa

There are very few practical differences between Visa and MasterCard, and both are widely accepted across the world. You may have trouble paying for Visa-sponsored events with a MasterCard and vice versa, and in some countries a particular type might be more widespread. Both offer fraud protection measures, convenience and payment protection.
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