Loans and Credit Cards Glossary

A, B, C, D, E, F, G, H, I, L, M, P, R, S, T, U, V, Y

A - AER to Arrangement fee

• AER
• Affinity cards
• Annual fee
• Applied interest rate (credit cards)
• Applied interest rate (loans)
• APR
• APR for balance transfers
• APR for purchases
• Arrangement fee

B - Bad credit loan to Balance Transfer

• Bad Credit Loan
• Balance
• Balance Transfer
• Bank account with fees
• Bank account without fees
• Basic bank accounts

C - Cash advance to Credit limit

• Cash advance
• Cashback
• Charity cards
• Charge cards
• Cheque accounts
• Chip and PIN
• County Court Judgements
• Current accounts with overdraft
• Credit assessment
• Credit limit

D - Debit Card to Debt Consolidation

• Debit card
• Debt consolidation

E - Early Settlement fee

• Early settlement fee / early repayment charge

F - Fixed APR to Fraud prevention

• Fixed APR
• Fixed monthly payment
• Foreign usage
• Fraud prevention

G - Gold card to Graduate bank account

• Gold Card
• Graduate bank account

H - Homeowner loan

• Homeowner loan

I - Interest free period to International rates

• Interest free period
• International rates

L -Late payment fee to Loan term

• Late payment fee
• Loan amount
• Loan purpose
• Loan term

M - Mastercard to Minimum payment

• MasterCard
• Minimum payment

R - Repayment holiday

• Repayment holiday

S - Secured loan to Student bank account

• Secured loan
• Store cards
• Student bank account

T - Typical APR

• Typical APR

U - Unsecured loan

• Unsecured loan

V - Variable APR to VISA

• Variable APR
• Visa

Y - Youth bank accounts

• Youth bank accounts

If the term or jargon is not listed, then please e-mail us as jargon@creditchoices.co.uk