Mastercard credit cards

Mastercard credit card


Mastercard credit cards

CompanyPackage Name% Typical APRBalance TransferBalance Transfer NotesIntroductory Purchases Rate & PeriodReward Notes 
Natwest Platinum

16.9%

0% for 16 months2.9% transfer fee0% for 3 monthsTake1% off the APR for Advantage Gold customers
Sony Credit Card

16.9%

0% for 12 months3% transfer fee0% for 6 months2000 Free Sony Card Reward Points when you first use the card
Virgin Credit Card

16.6%

0% for 14 months2.98% transfer fee0% for 3 monthsVirgin Discounts
Post Office Credit Card

16.9%

0% for 12 months2.98% transfer fee0% for 3 monthsFurther 0% transfers on 2nd & 3rd anniversary
Lloyds TSB Airmiles Duo

15.9%

0% for 6 months3% transfer feeGet a 1,500 airmile voucher when you spend £10 on first spendYes

What are Mastercard Credit Cards?

Mastercard are a US company that process payments between the banks of merchants and the banks of purchasers. The Mastercard brand was established in 1966. Mastercard credit cards are accepted worldwide.

What are the Benefits of a Mastercard Credit Card?

Mastercard credit cards afford you such privileges as damage waivers, extended warranties and accident insurance. Some credit cards have an inbuilt ‘Paypass’ feature, which allows you to pay for goods buy pressing your card against a terminal reader at the point of sale.

What else should I know about Mastercard Credit Cards?


  • Mastercard has a three tiered system in the UK; cards offered are classed as Standard, Gold or Platinum.
  • Gold cards provide superior spending power but are subject to tight acceptance criteria. The same principle applies to Platinum cards.
  • Paypass will only allow payments of under £10 at the current time.

For more information on choosing the right credit cards read our credit card guides.


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