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0% Balance Transfers

0% on Balance Transfers Credit Cards

0% Purchases

0% on Purchases Credit Cards

Reward Cards

Reward Credit Cards

Air Miles Cards

Airmiles Credit Cards

Cash Back Cards

Cashback Credit Cards

Adverse Credit

Credit Cards for People With Adverse Credit

Mastercard Credit Cards

CompanyPackage Name% Typical APRBalance TransferBalance Transfer NotesIntroductory Purchases Rate & PeriodReward Notes 
Natwest Platinum

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsTake advantage of the Natwest Travel Club and Wine Club.
HSBC Credit Card

16.9%

0% for 13 months2.5% transfer fee0% for 3 monthsn/a
bmi

15.9%

0% for 12 months3% transfer fee0% for 3 months20,000 bonus miles when you spend £250
Sony Credit Card

15.9%

0% for 12 months3% transfer fee0% for 3 months4000 Free Pulsebeats when you first use the card
Virgin Credit Card

15.9%

0% for 15 months2.98% transfer fee0% for 3 monthsVirgin Discounts
Halifax One Card

15.9%

0% for 10 months3% transfer fee0% for 10 monthsn/a
NatWest Goldnanananan/a
Natwest Classic

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsTake advantage of the Natwest Travel Club and Wine Club.
RSPCA Credit Card

15.9%

0% for 12 months3% transfer fee0% for 3 months£20 donated to RSPCA on first spend
Post Office Classic

17.9%

0% for 10 months2.75% transfer fee0% for 3 monthsFurther 0% transfers on anniversary
Citibank Platinum

16.9%

0% for 13 months2.9% transfer fee0% for 3 monthsEarn 1 point for every £1 you spend
Post Office Platinum

15.9%

0% for 10 months2.75% transfer fee0% for 3 monthsFurther 0% transfers on 1st & 2nd anniversary
RBS Platinum

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsOnline retail discounts
RBS Classic

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsOnline retail discounts
RBS Gold

15.9%

0% for 13 months2.9% transfer fee0% for 6 monthsOnline retail discounts
Sainsbury's Platinum

15.9%

5.94% until balance paid offn/a0% for 12 monthsSainsbury's money-off vouchers
Alliance & Leicester Credit Card

15.9%

0% for 12 months3% transfer feeO% for 3 monthsn/a
Aqua Credit Card

35.9%

n/an/an/aRepair Bad Credit
Citibank Shell Mastercard

16.9%

0% for 12 months3% transfer feen/aEarn 3% on Shell fuel purchases
Lloyds TSB Platinum

15.9%

0% for 14 months3% transfer fee0% for 3 monthsn/a

What are Mastercard Credit Cards?

Mastercard are a US company that process payments between the banks of merchants and the banks of purchasers. The Mastercard brand was established in 1966. Mastercard credit cards are accepted worldwide.

What are the Benefits of a Mastercard Credit Card?

Mastercard credit cards afford you such privileges as damage waivers, extended warranties and accident insurance. Some credit cards have an inbuilt ‘Paypass’ feature, which allows you to pay for goods buy pressing your card against a terminal reader at the point of sale.

What else should I know about Mastercard Credit Cards?


  • Mastercard has a three tiered system in the UK; cards offered are classed as Standard, Gold or Platinum.
  • Gold cards provide superior spending power but are subject to tight acceptance criteria. The same principle applies to Platinum cards.
  • Paypass will only allow payments of under £10 at the current time.

For more information on choosing the right credit cards read our credit card guides.

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