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Personal Loans

 
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Consumer Guides Home Page

Welcome to CreditChoices consumer guides. Our consumer guides will empower you to look beyond the marketing hype and discover the true value of broadband. Research the big issues, get more from your existing supplier or receive valuable after sales support. Help yourself, we’re free .

Consumer guides are listed below and on the navigation on the right hand side of this page.



Payday Loans – Danger Danger - Payday loans may seem attractive at first glance, offering instant cash without running credit checks, but the interest rates are sky high which can make them a very dangerous loan indeed...
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Surviving the credit crunch - If you’ve been turned down for a credit card or a loan, or found that your credit limit has inexplicably been reduced, you’re probably feeling the effect of the consumer credit crunch...
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Do you need a loan? - Being in debt used to be something we all avoided; people saved up when they wanted something and only bought it when they had enough...
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Dicing with Debt? - With mortgages, big bills and the increasing cost of living pushing many of us further into the red, read our essential 10 step guide to help lower your debt.
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Ten Tips For Taking Out A Personal Loan - Check out our tips to ensure that you find a loan to suit you and to increase your chances of being approved without incurring any hidden costs.
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Understanding personal loans - Basic information on understaning personal loans.
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Using a loan broker - A loan broker is similar to an insurance broker; read our frequently asked questions about using a loan broker.
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Finding a cheap loan - Many lenders promote "cheap loans", but don't believe the hype - read our list of booby traps to watch out for.
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Finding a loan if you have a bad credit record - Tips and advice on how much to borrow and increasing your chances of being approved for a loan.
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What is an instant decision loan? - An introduction on how to get an instant decision on a loan.
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If there is a consumer guide that you would like us to publish, please e-mail us at news@creditchoices.co.uk

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