ISAs

Internet Savings Accounts

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All Savings Accounts

Internet Savings Accounts

Company	Package Name	Interest Rate (AER %)	Notice Period	Minimum Balance	Interest Paid	Account Access
	eSaver Account	6.50%	Instant	£1	Monthly	Internet
	HiSAVE Savings	6.16%	Instant	£1	Monthly	Internet
	Post Office Instant Saver	5.75%	Instant	£500	Monthly	Branch/post/Internet or phone
	Internet Saver	5.50%	Instant	£1	Annually	Internet
	HSBC Online Bonus Saver	5.25%	Instant	£1	Monthly	Internet
	Base Beater Account	5.05%	Instant	£500	Monthly/ Annually	Phone and Internet
	Barclays Nest Egg Savings	4.00%	Instant	£5,000	Monthly	Branch/Internet or phone
	Barclays E-savings account	3.98%	Instant	£1	Quarterly	Internet

What are Internet Only Savings Accounts?

These are savings accounts managed exclusively online, and you usually have limited access to bank branches and ATM machines.

You receive a higher level of interest compared to standard savings accounts in return for subjecting the banks to fewer costs.

Moving money between accounts via the internet is often easier than it would be in branch.

Only apply for this type of account if you have constant and easy access to the internet, and preferably if you already bank online.
Security is paramount. Ensure that you have an alpha-numerical password and never write this password down. It’s good practice to change your password regularly.
Always read and understand the small print for each account. Some accounts will not allow you to earn interest during a month that you make a withdrawal.

For more information on savings accounts read our tips on how to supersize your savings, or read our guide to the difference between ISAs and standard savings accounts.

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