Intelligent Finance Personal Loans - Compare & Apply Online
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More Information about the Intelligent Finance Personal Loan:
Intelligent Finance was launched in September 2000 and is a division of Halifax plc and the HBOS banking group. The idea behind it is that the money you have can be linked to the money you borrow. This reduces your interest payments on Intelligent Finance loans or increasing the amount of interest you earn on your savings. IF is now one of the UK’s leading direct banks.
Intelligent Finance loans come in two different forms. One offers a lower exclusive interest rate customers can benefit from if they bank online. This Intelligent Finance loan charges an early repayment fee if you choose to pay it off before the loan term has expired.
The other Intelligent Finance loan charges slightly more interest but is a slightly more flexible option. The interest rate is fixed and there are no early repayment fees.
With both Intelligent Finance loans, you can have the cheque in your hand within 24 hours of your application being accepted (for a £50 fee), and you can take a two-month repayment holiday at the start of your loan term.
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