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Personal Loans

 

Instant Decision Unsecured Loans - Apply Online



Example: £5000 loan repaid over 3 years

CompanyTypical APRMonthly RepaymentTotal RepaymentDebt ConsolidationOnline DecisionGo
AA Personal Loan (Internet) (Non-Members)8.5%£157.84£5682.16
Alliance & Leicester Personal Loan (Exclusive)8.8%£158.53£5707.21
Lombard Direct (internet)8.9%£158.77£5715.58
First Direct Personal Loan11.9%£165.83£5969.98
Young (20-25)12.2%£166.60£5997.51
Ufirst12.4%£167.03£6013.02
Natwest Personal Loan12.4%£167.03£6013.02
Halifax Internet Personal Loan (Semi-exclusive)12.8%£167.99£6047.59
BOS Personal Loan (Semi-exclusive)12.8%£167.99£6047.59

We search all UK loan companies. Last updated - 28-08-06

What is an instant decision loan?

Many loan companies will now approve your loan in "real time", so that you don't have to wait to find out if you meet their lending criteria. It should be noted that an online decision is often reserved for customers that have the strongest credit ratings.

If you have problems with your credit rating (such as CCJ or a history of missed payments), you may benefit from applying to a specialist advere credit lender

If you have severe debt problems (i.e. you currently struggle to pay your current debt obligations) then you should consider contacting the CCCS

Credit Choices is registered by the Office of Fair Trading - License Number 588424 as a Credit Brokerage