Homeowner Loans - from £5,000 to £100,000

Compare homeowner loan rates

1. Personal details Title: * MrMrsMissDrProfRevMs Forename: * Surname: * Email address: * Phone number: * Post Code: *	2. Loan details Loan Amount (£, e.g. 9000): * Loan Period: * Please Select...1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years11 Years12 Years13 Years14 Years15 Years16 Years17 Years18 Years19 Years20 Years21 Years22 Years23 Years24 Years25 Years26 Years27 Years28 Years29 Years30 Years31 Years32 Years33 Years34 Years35 Years36 Years37 Years38 Years39 Years40 Years41 Years42 Years43 Years44 Years45 Years Purpose of Loan: * Please Select...Car LoanHome ImprovementsDebt ConsolidationOther Residential Status: * Please Select...HomeownerTenant How would you describe your credit profile? GoodFairPoor
Please Ensure That: This product is limited to Homeowner's only Have an annual income of £15,000 or more Are permanent UK residents (excluding the Isle of Man and the Channel Islands) Hold a bank or building society accounts
I agree to be contacted by /MoneyExpert with information about products and services that could suit my needs.

What are Homeowner Loans?

A homeowner loan guarantees the loan by assigning rights to the security in the event of a loan default. The security, in this case, is your home.

What are the Benefits of Homeowner Loans?

Homeowner loans offer more attractive interest rates than unsecured loans; they are a less risky proposition to the lender. Homeowners with a less than perfect credit history still have a fair chance of being accepted for a loan if they use their property as collateral. These loans can usually be arranged without the punitive fees that standard remortgages tend to attract.

What else should I know about Homeowner Loans?

• Needless to say, if you continually default on a homeowner loan, then the likelihood is that you will lose your home. This should be at the forefront of your thoughts when applying for a homeowner loan.
• Loans for sums greater than £25,000 are unregulated by the Consumer Credit Act, and should therefore be heavily scrutinised by a legal body before being entered into.
• If you do experience difficulties with your repayments, seek advice from your lender as soon as you can. The earlier you confide any problems in them, the more sympathetic they will be.

For more information read our related guides,
Do I need a loan
understanding personal loans

Advertisement