Loans, credit cards, mortgages and bank account comparison, guide and listings.
Car, home, pet, cycle, travel, life insurance listings and content.
Broadband package comparison, tools and content.
Home Phone and VOIP comparison and switching service.
Gas and Electicity comparison and switching service.
Digital TV package listings, prices and content.
Read and respond to our writer’s consumer based observations
home   contact us  about us  glossary  register  accessibility  login   
  
 
Consumer Choices Newsletter

Price alerts, news and exclusive offers direct to your inbox



  
 
Search:  
Refer this page to a friend
Print this page
Find out more about text sizes

Personal Loans

 

First Direct Personal Loans - Compare & Apply Online

Apply for the First Direct personal loan online for an instant decision.

First Direct loans best buy table

CompanyBorrowing RangeTypical APRRepayment TermDebt ConsolidationOnline DecisionGo
First Direct Personal Loan £1000 » £2450
£2500 » £4950
£5000 » £7950
£8000 » £9950
£10000 » £14950
£15000 » £25000
15.9% (FIXED)
13.9% (FIXED)
11.9% (FIXED)
10.9% (FIXED)
9.9% (FIXED)
8.9% (FIXED)
12 » 84 months
12 » 84 months
12 » 84 months
12 » 84 months
12 » 84 months
12 » 84 months

Most popular loan searches:



Unsecured Loans - click here for your personalised loan calculation

Example: £5000 loan repaid over 3 years

CompanyTypical APRMonthly RepaymentTotal RepaymentDebt ConsolidationOnline DecisionGo
AA Personal Loan (Internet) (Non-Members)8.5%£157.84£5682.16
Alliance & Leicester Personal Loan (Exclusive)8.8%£158.53£5707.21
Lombard Direct (internet)8.9%£158.77£5715.58
First Direct Personal Loan11.9%£165.83£5969.98

We search the whole of the UK unsecured loan market - data is updated on a daily basis

More Information about the First Direct Personal Loan:

First Direct loans are provided by an internet-based bank which is part of the HSBC Group. First Direct has 1.2 million customers, 840,000 of whom use internet banking. It is the largest text messaging bank in the UK, and can send you a warning text before you go overdrawn. The bank employs 3,400 people, and more than 1 in 3 of its customers join because of personal recommendation.

First Direct loans come in multiples of £50, from £5,000 to £25,000. You’re free to choose a repayment date that suits you, and there’s no restriction on what you can use it for, as long as it’s not for business purposes or anything illegal. The interest rate is fixed. First Direct loans are only available if you already have a First Direct bank account.

A First Direct bank account offers free day-to-day banking, an automatic fee-free £500 overdraft (subject to status), and a chip and PIN card. You can also benefit from £500 a day cash machine withdrawals, and you can bank online, by phone and by text message.

Also available: First Direct Mortgages

| Text size | Post a comment |
Bookmark with: What's this?

 
 

 

We want your views, register and comment on this article

Your Name:
Email: Already Registered?
Town and Country (Optional):
Phone Number (Optional):

We will contact you if we can help with your issue, your number will not be given to any third party.

Terms and Conditions Apply

 
 

 

Be the first to comment on First Direct Personal Loans, we want to hear your views.