First Direct personal loans

• Take 2 minutes to complete our simple form, and tell us about the type of loan you are interested in.
• Our loan experts will find loan deals tailored to your circumstances.
• We will contact you with details of available loan deals.

Free loan quote No obligation Any purpose. any value loan. No credit check at this stage Step 1 Complete your details. Step 2 Tell us more so we can find offers tailored to your needs. Step 3 Our experts will help you find loan deals for your circumstances. What our users think. "Really helpful to have regular and up to date information on the best financial deals around. As a pensioner I have the time if not the money so I need to get the best that I can…" Mr Robson, Midlands.

More information about the First Direct personal loan:

First Direct loans are provided by an internet-based bank which is part of the HSBC Group. First Direct has 1.2 million customers, 840,000 of whom use internet banking. It is the largest text messaging bank in the UK, and can send you a warning text before you go overdrawn. The bank employs 3,400 people, and more than 1 in 3 of its customers join because of personal recommendation.

First Direct loans come in multiples of £50, from £5,000 to £25,000. You’re free to choose a repayment date that suits you, and there’s no restriction on what you can use it for, as long as it’s not for business purposes or anything illegal. The interest rate is fixed. First Direct loans are only available if you already have a First Direct bank account.

A First Direct bank account offers free day-to-day banking, an automatic fee-free £500 overdraft (subject to status), and a chip and PIN card. You can also benefit from £500 a day cash machine withdrawals, and you can bank online, by phone and by text message.