First Direct Personal Loans - Compare & Apply Online
Apply for the First Direct personal loan online for an instant decision.
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Unsecured Loans - click here for your personalised loan calculation
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More Information about the First Direct Personal Loan:
First Direct loans are provided by an internet-based bank which is part of the HSBC Group. First Direct has 1.2 million customers, 840,000 of whom use internet banking. It is the largest text messaging bank in the UK, and can send you a warning text before you go overdrawn. The bank employs 3,400 people, and more than 1 in 3 of its customers join because of personal recommendation.
First Direct loans come in multiples of £50, from £5,000 to £25,000. You’re free to choose a repayment date that suits you, and there’s no restriction on what you can use it for, as long as it’s not for business purposes or anything illegal. The interest rate is fixed. First Direct loans are only available if you already have a First Direct bank account.
A First Direct bank account offers free day-to-day banking, an automatic fee-free £500 overdraft (subject to status), and a chip and PIN card. You can also benefit from £500 a day cash machine withdrawals, and you can bank online, by phone and by text message.
Also available: First Direct Mortgages
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