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Direct Line mortgages
Direct Line, founded in 1985, offers six main products to more than five million customers across the UK and in Europe, including two types of mortgage: Fixed rate and discount rate.
Whether you are a first time buyer wanting to buy your first property, or a homeowner looking to remortgage, it’s essential to compare mortgages to make sure you get the best deal.
- Take 2 minutes to complete our form, and tell us about the type of mortgage or remortgage you are interested in.
- Our mortgage experts will find mortgage deals tailored to your circumstances.
- We will contact you with details of available mortgage deals.
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What does Direct Line offer?
Direct Line’s fixed rate mortgage fixes your initial rate for an agreed period of time, either 2, 3 or 5 years, after which your mortgage will revert to a standard variable rate.
With a Direct Line discount rate mortgage your initial rate will be discounted for 2 years, after which your rate will be set above the Bank of England Base Rate for the rest of the mortgage term.
Direct Line offer an overpayment option on their fixed rate and discount rate mortgages, letting you overpay up to 10% a year during the fixed rate period. Early repayment charges will apply if you repay more than 10% of the mortgage in the fixed rate period.