Debt centre consumer guides

If you want to take control of your debts, and save money, our guides are here to help you.


Browse our full range of debt centre consumer guides

Dicing with debt?

With mortgages, big bills and the increasing cost of living pushing many of us further into the red, read our essential 10 step guide to help lower your debt...
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The Psychology of Debt

The psychology of debt

What are the psychological causes and effects of debt and how can we overcome them?
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Single parents and debt

If you’re a single parent you’ll already be aware of how difficult it can be to bring your children up alone. Bringing up a child from birth to 21 now costs more that £180,000 according to debt advice charity CreditAction (2007) - a figure that doesn’t get any lower if you have to do it alone...
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Homeowners: Managing Debt

Homeowners: Managing debt

We all know that phenomenal house prices and a six-year high on interest rates are making it extremely difficult to get on the property ladder. What can you do?
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Debt in retirement

Pensioners should be enjoying later life, relaxing and making the most of their well-earned retirement. However, increasing numbers of over 60s are facing their later years with a barrage of debts to pay...
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Understanding Your Credit Score

Understanding your credit score

In a financial climate that’s making it increasingly difficult to obtain credit, it is becoming more useful than ever to know exactly what’s on your credit report...
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Checking your credit report with a credit rating agency

Our guide will tell you everything you need to know about credit reports and the credit rating agencies that compile them...
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10 ways to fix your credit rating

10 ways to fix your credit rating

While many people think that there’s nothing they can do - that they simply have to sit and wait - there are practical steps that you can take to improve your credit rating...
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Student debt guide

The average graduate leaving university in 2006 had a debt of £13,252 according to high street bank Natwest - a figure that is set to rise significantly when those paying university top-up fees graduate...
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The low down on Student Loans

The low down on student loans

Taking out a student loan is one option to help fund your studies, and all the other things that come with university life…
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Top 10 tips to make money in a hurry

Who would say no to a bit of extra cash? Not us here at ConsumerChoices.co.uk, that’s for sure. So here are our top 10 tips on how to make a quick buck...
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First Time Buyers

First-time buyers

Everyone knows just how hard it is to get your foot on the property ladder today and many of the young professionals who do manage this receive financial help for their deposit from the Bank of Mum and Dad...
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Understanding inflation – A consumers’ guide

What exactly does a rise in inflation mean, and how does it affect us as consumers? How is inflation calculated, and more importantly, how can you avoid the rising costs? This guide will tell you everything you need to know about inflation...
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Seven super money saving tips

Seven super money saving tips

You can save cash on plenty of everyday items if you know how, so why not start the New Year as you mean to go on? Follow our top tips for a fuller wallet in 2009...
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Top 10 money saving motoring tips

How can you cut the cost of driving, and pocket the change? Here is our hassle-free top ten motoring money saving tips, to help you effortlessly save cash on all things car...
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10 ways to avoid bankruptcy

10 ways to avoid bankruptcy

If you are struggling to keep on top of you debts, then bankruptcy could be a real fear for you. We bring you some top tips on how to avoid it...
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Do you need guidance?

If there is a consumer guide that you would like us to publish, please e-mail us at news@creditchoices.co.uk