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Company	Package Name	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Standard % APR (Variable)	Rewards details
	Virgin Credit Card	0% for 16 months	2.98% transfer fee	0% for 6 months	16.6%	Virgin Discounts
	WWF Credit card	0% for 12 months	3% handling fee	0% for 3 months	15.9%	Contributions to WWF
	BT Credit Card	0% for 12 months	3% transfer fee	0% for 3 months	16.9%	Earn money off your BT phone bill
	bmi	0% for 12 months	3% transfer fee	0% for 3 months	15.9%	20,000 bonus miles when you spend £250
	National Trust Credit Card	0% for 12 months	3% handling fee	0% for 3 months	15.9%	Contributions to the National Trust
	Post Office Platinum	0% for 12 months	2.98% transfer fee	0% for 3 months	16.9%	Further 0% transfers on 1st & 2nd anniversary
	MBNA Platinum	0% until 1st Feb 2010	2.9% transfer fee	0% until 1st Apr 2009	15.9%	n/a
	Capital One Low Rate Credit Card	8.5% until Aug 2012	no fee	8.5% on all purchases	8.5%	Free Identity Theft Service
	MBNA Business	0% for 12 months	3% transfer fee	0% for 3 months	17.9%	20,000 FREE destination miles when your account is activated
	Virgin Atlantic Credit card	0% for 6 months	2% transfer fee	n/a	17.9%	Air Miles
	MBNA Platinum Reward	0% for 13 months	2.9% transfer fee	0% for 3 months	15.9%	MBNA reward points
	Alliance & Leicester Business Credit Card	0% for 9 months	3% transfer fee	0% for 3 months	15.9%	FREE Worldwide Annual Travel Insurance