Compare Reward credit cards

Get something back! With a reward credit card you can be rewarded everytime you use your credit card, with anything from Airmiles to cashback.

Get 2 Free Flights - with the Lloyds TSB Airmiles Duo Credit Card
	Apply online, and spend £10 for 2 free flights. Collect up to 1 Airmile for every £10 you spend. Limited offers ends soon.	More info

Top Reward Credit Cards

Company	Package Name	Standard % APR (Variable)	Balance Transfer Rate & Period	Balance Transfer Notes	Introductory Purchases Rate & Period	Reward Notes
	Virgin Credit Card	16.6%	0% for 14 months	2.98% transfer fee	0% for 3 months	Virgin Discounts
	Amex Platinum	19.9%	n/a	n/a	0% for 6 months	5% cashback for 3 months (up to £100) then up to 1.25%
	Sainsbury's Credit Card	15.9%	0% for 9 months	3% transfer fee	0% for 9 months	0% for 12 months on Sainsbury's shopping
	Lloyds TSB Airmiles Duo	15.9%	0% for 6 months	3% transfer fee	Get a 1,500 airmile voucher when you spend £10 on first spend	1 mile per £10 spent
	Express Rewards Card	17.9%	n/a	n/a	0% for 6 months	Earn 3 points for every £1 spent in supermarkets.
	British Airways American Express	19.9%	n/a	n/a	n/a	1000 miles when you spend £500 in first 3 months
	Tesco Clubcard Credit Card	16.9%	0% for 9 months	2.90% transfer fee	0% for 13 months	Earn Extra Clubcard Points
	British Airways American Express	46%	n/a	n/a	n/a	6000 miles when you first use the card
	Virgin Atlantic Black Credit Card	37.1%	0% for 6 months	2% transfer fee	n/a	6,000 Flying Club miles upon first spend
	MBNA Platinum Reward	16.9%	0% for 13 months	2.9% transfer fee	0% for 3 months	MBNA reward points

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Related guides Read our latest credit card consumer guides. Explaining credit card terms and conditions Credit card fraud – A guide to protecting yourself 10 things you should know about taking out a credit card

Our expert says... Our finance expert gives his top tips when applying for credit cards. Always read the terms and conditions carefully before you apply for any credit card. Applying for multiple credit cards at the same time may negatively affect your credit rating. You can improve a poor credit rating by using an adverse credit card sensibly.

What Are reward credit cards?

Reward credit cards offer incentives for repeated use. There are three distinct types of reward card:

Airmiles credit cards

These cards provide points through either frequency of use, or use in a specific sector or outlet, and the points accrued can be exchanged for flights, car hire or hotels. According to the Airmiles website, spending £500 per month on your card will net you in the region of 750 points per year. These points amount to a flight from London to a major European city - View our Airmiles credit card comparison table or our guide to Airmiles credit card guide.

A cash back card gives you a percentage of money back from the cost of any purchases that you make.

Think twice before applying for a cash back card. If you don’t have the means to pay off your balance in full each month then you may get spiked by relatively high interest rates. If you are unable to pay off you credit card balance in full each month then a 0% balance transfer or lifetime balance transfer credit card may be more suitable.

These include supermarket credit cards such as the Tesco Clubcard or Nectar credit card for example. These cards reward you with loyalty points when they’re used in specific outlets, which you can use at a later date to fund purchases and gain discounts.

If you would like a charity to benefit from your spending, there are a number of charity credit cards that now incorporate that function. View our guide to charity cards for find out the best way to give.

For help and more information on which is best card for you read our useful reward credit card guides.